{"id":21200,"date":"2026-01-06T16:19:53","date_gmt":"2026-01-06T12:49:53","guid":{"rendered":"https:\/\/bimetime.com\/blog\/?p=21200"},"modified":"2026-01-06T16:19:53","modified_gmt":"2026-01-06T12:49:53","slug":"second-retirement-insurance","status":"publish","type":"post","link":"https:\/\/bimetime.com\/blog\/second-retirement-insurance\/","title":{"rendered":"\u0628\u06cc\u0645\u0647 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u062f\u0648\u0645 \u060c \u0634\u0631\u0627\u06cc\u0637 \u062e\u0631\u06cc\u062f \u0648 \u0627\u0633\u062a\u0639\u0644\u0627\u0645"},"content":{"rendered":"<p>\u0633\u0627\u0644\u200c\u0647\u0627\u0633\u062a \u06a9\u0647 \u0647\u0645\u0647 \u0627\u0641\u0631\u0627\u062f \u0628\u0647 \u062f\u0646\u0628\u0627\u0644 \u062f\u0627\u0634\u062a\u0646 \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0628\u0631\u0627\u06cc \u062d\u0642\u0648\u0642 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc 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id=\"\u201c\u0639\u0645\u0631\u201d\" class=\"blog CTA\" style=\"text-align: center; vertical-align: middle; color: #ffffff;\" href=\"https:\/\/bimetime.com\/personal-insurance\/life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u062a\u06a9\u0645\u06cc\u0644 \u0641\u0631\u0645 \u0645\u0634\u0627\u0648\u0631\u0647 \u0628\u06cc\u0645\u0647 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc<\/a><\/button><\/p>\n<h2>\u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u062f\u0648\u0645<\/h2>\n<ul>\n<li>\u0627\u0641\u0632\u0627\u06cc\u0634 \u062f\u0631\u0622\u0645\u062f \u062f\u0648\u0631\u0627\u0646 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc<\/li>\n<li>\u0627\u0633\u062a\u0642\u0644\u0627\u0644 \u0645\u0627\u0644\u06cc \u0628\u0627 \u062e\u06cc\u0627\u0644 \u0631\u0627\u062d\u062a<\/li>\n<li>\u062f\u0627\u0634\u062a\u0646 \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc 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href=\"https:\/\/bimetime.com\/personal-insurance\/life-insurance\/\"><img loading=\"lazy\" class=\"aligncenter wp-image-21190 size-large\" src=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/Gemini_Generated_Image_3lcwux3lcwux3lcw-1024x367.png\" alt=\"\u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u067e\u0627\u0633\u0627\u0631\u06af\u0627\u062f\" width=\"770\" height=\"276\" srcset=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/Gemini_Generated_Image_3lcwux3lcwux3lcw-1024x367.png 1024w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/Gemini_Generated_Image_3lcwux3lcwux3lcw-300x108.png 300w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/Gemini_Generated_Image_3lcwux3lcwux3lcw-768x275.png 768w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/Gemini_Generated_Image_3lcwux3lcwux3lcw-1536x551.png 1536w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/Gemini_Generated_Image_3lcwux3lcwux3lcw-740x265.png 740w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/Gemini_Generated_Image_3lcwux3lcwux3lcw-24x9.png 24w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/Gemini_Generated_Image_3lcwux3lcwux3lcw-36x13.png 36w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/Gemini_Generated_Image_3lcwux3lcwux3lcw-48x17.png 48w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/Gemini_Generated_Image_3lcwux3lcwux3lcw.png 1696w\" sizes=\"(max-width: 770px) 100vw, 770px\" \/><\/a><\/p>\n<h2>\u0686\u0647 \u06a9\u0633\u0627\u0646\u06cc \u0628\u06cc\u0634\u062a\u0631 \u0628\u0647 \u0628\u06cc\u0645\u0647 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u062f\u0648\u0645 \u0646\u06cc\u0627\u0632 \u062f\u0627\u0631\u0646\u062f\u061f<\/h2>\n<ul>\n<li>\u0647\u0645\u0647 \u0627\u0641\u0631\u0627\u062f\u06cc \u06a9\u0647 \u062d\u0642\u0648\u0642 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0645\u062a\u0648\u0633\u0637 \u062f\u0627\u0631\u0646\u062f.<\/li>\n<li>\u0627\u0641\u0631\u0627\u062f\u06cc \u06a9\u0647 \u0628\u06cc\u0645\u0647 \u0645\u0634\u0627\u063a\u0644 \u0622\u0632\u0627\u062f \u0647\u0633\u062a\u0646\u062f<\/li>\n<li>\u0641\u0631\u06cc\u0644\u0646\u0633\u0631 \u0647\u0627 \u0648 \u062d\u062a\u06cc \u062e\u0627\u0646\u0645\u0647\u0627\u06cc \u062e\u0627\u0646\u0647 \u062f\u0627\u0631<\/li>\n<li>\u06a9\u0633\u0627\u0646\u06cc \u06a9\u0647 \u0633\u0627\u0628\u0642\u0647 \u06a9\u0627\u0631 \u06a9\u0645\u06cc \u062f\u0627\u0631\u0646\u062f \u0648 \u0645\u062f\u062a \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0622\u0646 \u0647\u0627 \u06a9\u0645 \u0645\u06cc \u0628\u0627\u0634\u062f.<\/li>\n<\/ul>\n<h2>\u06a9\u062f\u0627\u0645 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627 \u0628\u06cc\u0645\u0647 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0645\u0627\u062f\u0627\u0645 \u0627\u0644\u0639\u0645\u0631 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\u06cc\u0627 \u062a\u0644\u0641\u0646\u06cc \u0645\u06cc \u062a\u0648\u0627\u0646\u06cc\u062f \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0631\u0627 \u062e\u0631\u06cc\u062f\u0627\u0631\u06cc \u0646\u0645\u0627\u06cc\u06cc\u062f.<\/p>\n<p style=\"text-align: center;\"><button style=\"text-align: center; vertical-align: middle; background: -webkit-gradient(linear, 0% 0%, 0% 100%, from(#3498db), to(#45aaf2)); border-radius: 8px; font-size: 18px; display: inline-block; line-height: 24px; position: relative; top: 0px; left: 0px; margin: 0px 4px -6px -4px; font-weight: bold;\"><a id=\"\u201c\u0639\u0645\u0631\u201d\" class=\"blog CTA\" style=\"text-align: center; vertical-align: middle; color: #ffffff;\" href=\"https:\/\/bimetime.com\/personal-insurance\/life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u062a\u06a9\u0645\u06cc\u0644 \u0641\u0631\u0645 \u0645\u0634\u0627\u0648\u0631\u0647 \u0628\u06cc\u0645\u0647 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