{"id":2783,"date":"2026-02-01T10:10:48","date_gmt":"2026-02-01T06:40:48","guid":{"rendered":"https:\/\/bimetime.com\/blog\/?p=2783"},"modified":"2026-02-02T11:20:31","modified_gmt":"2026-02-02T07:50:31","slug":"life-insurance-conditions","status":"publish","type":"post","link":"https:\/\/bimetime.com\/blog\/life-insurance-conditions\/","title":{"rendered":"\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0686\u06cc\u0633\u062a\u061f \u0645\u0632\u0627\u06cc\u0627 \u0648 \u0645\u0639\u0627\u06cc\u0628 \u0648 \u0634\u0631\u0627\u06cc\u0637 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631"},"content":{"rendered":"<p><strong>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/strong> \u06cc\u06a9\u06cc \u0627\u0632 \u0627\u0646\u0648\u0627\u0639 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647\u200c\u0647\u0627\u06cc \u0627\u0634\u062e\u0627\u0635 \u0645\u06cc\u200c\u0628\u0627\u0634\u062f \u06a9\u0647 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc \u0648 \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc \u0631\u0627 \u0628\u0631\u0627\u06cc \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0631\u0627 \u0647\u0645\u0631\u0627\u0647 \u062f\u0627\u0631\u062f. \u0645\u0627\u0647\u06cc\u062a \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u06cc\u06a9 \u0646\u0648\u0639 \u0628\u06cc\u0645\u0647 \u0628\u0644\u0646\u062f \u0645\u062f\u062a \u0627\u0633\u062a \u06a9\u0647 \u0628\u0631\u0627\u06cc \u062a\u0627\u0645\u06cc\u0646 \u0645\u0627\u0644\u06cc \u0622\u06cc\u0646\u062f\u0647 \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0648 \u062e\u0627\u0646\u0648\u0627\u062f\u0647 \u0648\u06cc \u0645\u06cc\u200c\u0628\u0627\u0634\u062f. \u0628\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u062d\u0642 \u0628\u06cc\u0645\u0647\u060c \u0641\u0631\u062f \u0627\u0632 \u0647\u0645\u0647 \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0627\u06cc \u0628\u0647\u0631\u0647 \u0645\u0646\u062f \u0645\u06cc\u200c\u0634\u0648\u062f.<br \/>\n\u062f\u0631 \u0627\u06cc\u0646 \u0646\u0648\u0634\u062a\u0647 \u0628\u0631\u0622\u0646\u06cc\u0645 \u06a9\u0647 \u067e\u0627\u0633\u062e \u06a9\u0644\u06cc \u062f\u0631\u0628\u0627\u0631\u0647 <strong>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0686\u06cc\u0633\u062a<\/strong> \u0648 \u0686\u0647 \u0645\u0632\u0627\u06cc\u0627\u06cc \u062f\u0627\u0631\u062f \u0631\u0627 \u0628\u0647 \u0632\u0628\u0627\u0646 \u0633\u0627\u062f\u0647 \u0628\u06cc\u0627\u0646 \u06a9\u0646\u06cc\u0645 \u0648 \u0645\u0647\u0645\u062a\u0631\u06cc\u0646 \u0634\u0631\u0627\u06cc\u0637 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0645\u062b\u0644 \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u060c \u0627\u0645\u06a9\u0627\u0646\u0627\u062a \u067e\u0633\u200c\u0627\u0646\u062f\u0627\u0632 \u0648 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc\u060c \u0634\u0631\u0627\u06cc\u0637 \u062f\u0631\u06cc\u0627\u0641\u062a \u0648\u0627\u0645 \u0648 &#8230; \u0631\u0627 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0646\u06cc\u0645.<\/p>\n<div id=\"14104976313\"><script type=\"text\/JavaScript\" src=\"https:\/\/www.aparat.com\/embed\/xwb4i9f?data[rnddiv]=14104976313&#038;data[responsive]=yes\"><\/script><\/div>\n<p>&nbsp;<\/p>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">\u0641\u0647\u0631\u0633\u062a \u0645\u0637\u0627\u0644\u0628<\/p><ul class=\"toc_list\"><li><a href=\"#i\">\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0686\u06cc\u0633\u062a\u061f<\/a><\/li><li><a href=\"#i-2\">\u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a><\/li><li><a href=\"#i-3\">\u00a0\u0686\u06a9 \u0644\u06cc\u0633\u062a \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a><\/li><li><a href=\"#i-4\">\u062c\u0632\u0626\u06cc\u0627\u062a \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a><\/li><li><a href=\"#i-5\">\u0627\u0646\u0648\u0627\u0639 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a><\/li><li><a href=\"#i-6\">\u062f\u0644\u0627\u06cc\u0644 \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a><\/li><li><a href=\"#i-7\">\u0646\u062d\u0648\u0647 \u0645\u062d\u0627\u0633\u0628\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc<\/a><\/li><li><a href=\"#i-8\">\u062e\u062f\u0645\u0627\u062a \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a><\/li><li><a href=\"#i-9\">\u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a><\/li><li><a href=\"#i-10\">\u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0628\u0631\u062a\u0631 \u0628\u0631\u0627\u06cc \u0645\u0642\u0627\u06cc\u0633\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a><\/li><li><a href=\"#i-11\">\u0634\u0631\u0627\u06cc\u0637 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u067e\u0633 \u0627\u0646\u062f\u0627\u0632 \u0648 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc<\/a><\/li><li><a href=\"#i-12\">\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0686\u0647 \u062e\u0633\u0627\u0631\u0627\u062a\u06cc \u0631\u0627 \u067e\u0648\u0634\u0634 \u0646\u0645\u06cc\u200c\u062f\u0647\u062f\u061f<\/a><\/li><li><a href=\"#i-13\">\u0686\u0647 \u06a9\u0633\u0627\u0646\u06cc \u0628\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0646\u06cc\u0627\u0632 \u062f\u0627\u0631\u0646\u062f\u061f<\/a><\/li><li><a href=\"#i-14\">\u0628\u0647\u062a\u0631\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0686\u06cc\u0633\u062a\u061f<\/a><\/li><li><a href=\"#i-15\">\u0628\u06cc\u0645\u0647 \u0645\u06a9\u0645\u0644 \u0639\u0645\u0631 \u0686\u06cc\u0633\u062a\u061f<\/a><\/li><li><a href=\"#i-16\">\u0686\u0631\u0627 \u0627\u06cc\u0631\u0627\u0646\u06cc\u200c\u0647\u0627 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0646\u0645\u06cc\u200c\u062e\u0631\u0646\u062f\u061f<\/a><\/li><li><a href=\"#i-17\">\u0642\u0628\u0644 \u0627\u0632 \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0686\u0647 \u0628\u0627\u06cc\u062f \u06a9\u0631\u062f\u061f<\/a><\/li><li><a href=\"#i-18\">\u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a><\/li><li><a href=\"#i-19\">\u0646\u06a9\u0627\u062a \u0645\u0647\u0645 \u067e\u06cc\u0634 \u0627\u0632 \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a><\/li><li><a href=\"#i-20\">\u062e\u0631\u06cc\u062f \u0622\u0646\u0644\u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0627\u0632 \u0628\u06cc\u0645\u0647 \u062a\u0627\u06cc\u0645<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"i\">\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0686\u06cc\u0633\u062a\u061f<\/span><\/h2>\n<p><span data-huuid=\"2297354476952283159\"><span dir=\"rtl\">\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631\u060c \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0628\u06cc\u0646 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0648 \u0641\u0631\u062f \u0628\u06cc\u0645\u0647\u200c\u0634\u062f\u0647 \u0645\u0646\u0639\u0642\u062f \u0645\u06cc\u200c\u0634\u0648\u062f.<\/span>\u00a0<\/span><span data-huuid=\"2297354476952284794\"><span dir=\"rtl\">\u062f\u0631 \u0627\u06cc\u0646 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u060c \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0645\u062a\u0639\u0647\u062f \u0628\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u062d\u0642\u200c\u0628\u06cc\u0645\u0647 \u0628\u0647 \u0635\u0648\u0631\u062a \u062f\u0648\u0631\u0647\u200c\u0627\u06cc (\u0645\u0639\u0645\u0648\u0644\u0627\u064b \u062f\u0631 \u0627\u0642\u0633\u0627\u0637 \u0628\u0644\u0646\u062f\u0645\u062f\u062a) \u0645\u06cc\u200c\u0628\u0627\u0634\u062f.<\/span>\u00a0<\/span><span data-huuid=\"2297354476952282333\"><span dir=\"rtl\">\u0628\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u062d\u0642\u200c\u0628\u06cc\u0645\u0647\u060c \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0641\u0631\u062f \u0631\u0627 \u062f\u0631 \u0645\u0642\u0627\u0628\u0644 \u0627\u062a\u0641\u0627\u0642\u0627\u062a \u0645\u062e\u062a\u0644\u0641 \u062d\u0645\u0627\u06cc\u062a \u0645\u06cc\u200c\u06a9\u0646\u062f \u0648 \u062f\u0631 \u06a9\u0646\u0627\u0631 \u0622\u0646 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0627\u0632 \u0633\u0648\u062f \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u062f\u0631 \u0637\u0648\u0644 \u0645\u062f\u062a \u0628\u06cc\u0645\u0647 \u0628\u0647\u0631\u0647 \u0645\u0646\u062f \u0634\u0648\u062f.\u00a0<\/span><\/span>\u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0628\u0627 \u0645\u0642\u0627\u06cc\u0633\u0647 \u067e\u0648\u0634\u0634\u200c\u0647\u0627 \u0648 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u062f\u0631 \u0628\u06cc\u0645\u0647 \u062a\u0627\u06cc\u0645 \u0628\u0647\u062a\u0631\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0631\u0627 \u062e\u0631\u06cc\u062f\u0627\u0631\u06cc \u0646\u0645\u0627\u06cc\u06cc\u062f.<\/p>\n<div class=\"WaaZC\">\n<h2 class=\"rPeykc pyPiTc\" data-hveid=\"CB4QAQ\" data-ved=\"2ahUKEwimoqbgzb6NAxV0_rsIHUU5KuMQo_EKegQIHhAB\"><span id=\"i-2\"><span data-huuid=\"7941832682431093669\"><span dir=\"rtl\">\u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/span><\/span><\/span><\/h2>\n<\/div>\n<div class=\"WaaZC\">\n<div class=\"zMgcWd dSKvsb\" data-il=\"\">\n<div data-crb-p=\"\">\n<div class=\"xFTqob\">\n<ul>\n<li class=\"Gur8Ad\"><span data-huuid=\"7941832682431091288\"><strong dir=\"rtl\">\u062a\u0623\u0645\u06cc\u0646 \u0645\u0627\u0644\u06cc \u062f\u0631 \u0635\u0648\u0631\u062a \u0641\u0648\u062a:<\/strong><\/span><\/li>\n<\/ul>\n<div class=\"vM0jzc\">\n<p><span data-huuid=\"7941832682431093225\"><span dir=\"rtl\">\u062f\u0631 \u0635\u0648\u0631\u062a \u0641\u0648\u062a \u0628\u06cc\u0645\u0647\u200c\u0634\u062f\u0647\u060c \u0633\u0631\u0645\u0627\u06cc\u0647 \u0641\u0648\u062a \u0628\u0647 \u0630\u06cc\u0646\u0641\u0639\u0627\u0646 (\u0645\u062b\u0644 \u062e\u0627\u0646\u0648\u0627\u062f\u0647) \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u0634\u0648\u062f \u062a\u0627 \u0627\u0632 \u0646\u0638\u0631 \u0645\u0627\u0644\u06cc \u062d\u0645\u0627\u06cc\u062a \u0634\u0648\u0646\u062f.<\/span><span class=\"pjBG2e\" data-cid=\"176a3ef8-891e-4a16-a33a-2b4f41856a19\"><span class=\"UV3uM\">\u00a0<\/span><\/span><\/span><\/p>\n<div class=\"NPrrbc\" data-cid=\"176a3ef8-891e-4a16-a33a-2b4f41856a19\" data-uuids=\"7941832682431091288,7941832682431093225\">\n<div class=\"BMebGe btku5b fCrZyc LwdV0e FR7ZSc OJeuxf\" tabindex=\"0\" role=\"button\" aria-label=\"View related links\" data-hveid=\"CC4QAQ\" data-ved=\"2ahUKEwimoqbgzb6NAxV0_rsIHUU5KuMQ3fYKegQILhAB\">\n<div class=\"niO4u\">\n<div class=\"kHtcsd\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"zMgcWd dSKvsb\" data-il=\"\">\n<div data-crb-p=\"\">\n<div class=\"xFTqob\">\n<ul>\n<li class=\"Gur8Ad\"><span data-huuid=\"7941832682431093003\"><strong dir=\"rtl\">\u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0628\u0644\u0646\u062f\u0645\u062f\u062a:<\/strong><\/span><\/li>\n<\/ul>\n<div class=\"vM0jzc\">\n<p><span data-huuid=\"7941832682431090844\"><span dir=\"rtl\">\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0647\u200c \u0639\u0646\u0648\u0627\u0646 \u06cc\u06a9 \u0627\u0628\u0632\u0627\u0631 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0639\u0645\u0644 \u06a9\u0646\u062f \u0648 \u062f\u0631 \u0637\u0648\u0644 \u0632\u0645\u0627\u0646 \u0627\u0631\u0632\u0634 \u0622\u0646 \u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0633\u0648\u062f \u0645\u0634\u0627\u0631\u06a9\u062a \u0648 \u0633\u0648\u062f \u062a\u0636\u0645\u06cc\u0646 \u0631\u0648\u0632\u0634\u0645\u0627\u0631 \u0648 \u0645\u0631\u06a9\u0628 \u0634\u0631\u06a9\u062a \u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0627\u0641\u0632\u0627\u06cc\u0634 \u06cc\u0627\u0628\u062f.<\/span><span class=\"pjBG2e\" data-cid=\"b405b036-c184-4cb2-a7e5-762f2ad6f545\"><span class=\"UV3uM\">\u00a0<\/span><\/span><\/span><\/p>\n<div class=\"NPrrbc\" data-cid=\"b405b036-c184-4cb2-a7e5-762f2ad6f545\" data-uuids=\"7941832682431093003,7941832682431090844\">\n<div class=\"BMebGe btku5b fCrZyc LwdV0e FR7ZSc OJeuxf\" tabindex=\"0\" role=\"button\" aria-label=\"View related links\" data-hveid=\"CC0QAQ\" data-ved=\"2ahUKEwimoqbgzb6NAxV0_rsIHUU5KuMQ3fYKegQILRAB\">\n<div class=\"niO4u\">\n<div class=\"kHtcsd\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"GAszaKa2CvT87_UPxfKomQ4__37\" class=\"bsmXxe\">\n<ul>\n<li class=\"K3KsMc\">\n<div class=\"zMgcWd dSKvsb\" data-il=\"\">\n<div data-crb-p=\"\">\n<div class=\"xFTqob\">\n<div class=\"Gur8Ad\"><span data-huuid=\"7941832682431094718\"><strong dir=\"rtl\">\u062a\u0636\u0645\u06cc\u0646 \u0622\u062a\u06cc\u0647 \u0645\u0627\u0644\u06cc \u0628\u0627 \u062d\u0642\u0648\u0642 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc:<\/strong><\/span><\/div>\n<div class=\"vM0jzc\">\n<p><span data-huuid=\"7941832682431092559\"><span dir=\"rtl\">\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u062d\u0642\u0648\u0642 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0628\u0647 \u0627\u0641\u0631\u0627\u062f \u06a9\u0645\u06a9 \u06a9\u0646\u062f \u062a\u0627 \u0628\u0627 \u062f\u0631\u06cc\u0627\u0641\u062a \u062d\u0642\u0648\u0642 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0628\u0631\u0627\u06cc \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u062e\u0648\u062f \u0648 \u062a\u0627\u0645\u06cc\u0646 \u0645\u062e\u0627\u0631\u062c \u0622\u06cc\u0646\u062f\u0647 \u062e\u0627\u0646\u0648\u0627\u062f\u0647\u200c\u0634\u0627\u0646 \u0628\u0631\u0646\u0627\u0645\u0647\u200c\u0631\u06cc\u0632\u06cc \u06a9\u0646\u0646\u062f.<\/span><span class=\"pjBG2e\" data-cid=\"a79e4b4b-0e41-4efa-9b07-cbd3e53a5cfa\"><span class=\"UV3uM\">\u00a0<\/span><\/span><\/span><\/p>\n<div class=\"NPrrbc\" data-cid=\"a79e4b4b-0e41-4efa-9b07-cbd3e53a5cfa\" data-uuids=\"7941832682431094718,7941832682431092559\">\n<div class=\"BMebGe btku5b fCrZyc LwdV0e FR7ZSc OJeuxf\" tabindex=\"0\" role=\"button\" aria-label=\"View related links\" data-hveid=\"CGkQAQ\" data-ved=\"2ahUKEwimoqbgzb6NAxV0_rsIHUU5KuMQ3fYKegQIaRAB\">\n<div class=\"niO4u\">\n<div class=\"kHtcsd\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"GAszaKa2CvT87_UPxfKomQ4__41\" class=\"bsmXxe\">\n<ul>\n<li class=\"K3KsMc\">\n<div class=\"zMgcWd dSKvsb\" data-il=\"\">\n<div data-crb-p=\"\">\n<div class=\"xFTqob\">\n<div class=\"Gur8Ad\"><span data-huuid=\"7941832682431092337\"><strong dir=\"rtl\">\u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0645\u062a\u0646\u0648\u0639 \u0628\u06cc\u0645\u0647 \u0627\u06cc:<\/strong><\/span><\/div>\n<div class=\"vM0jzc\">\n<p><span data-huuid=\"7941832682431094274\"><span dir=\"rtl\">\u0627\u0646\u0648\u0627\u0639 \u0645\u062e\u062a\u0644\u0641 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631\u060c \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0645\u062a\u0646\u0648\u0639\u06cc \u0627\u0632 \u062c\u0645\u0644\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0632\u0645\u0627\u0646\u06cc\u060c \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u062a\u0645\u0627\u0645 \u0639\u0645\u0631\u060c \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0628\u0627 \u067e\u0633\u200c\u0627\u0646\u062f\u0627\u0632\u060c \u0648 \u063a\u06cc\u0631\u0647 \u0631\u0627 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u062f\u0647\u0646\u062f.<\/span><span class=\"pjBG2e\" data-cid=\"a72bf3ec-05a2-4405-84f7-30c83fe0ee98\"><span class=\"UV3uM\">\u00a0<\/span><\/span><\/span><\/p>\n<div class=\"NPrrbc\" data-cid=\"a72bf3ec-05a2-4405-84f7-30c83fe0ee98\" data-uuids=\"7941832682431092337,7941832682431094274\">\n<div class=\"BMebGe btku5b fCrZyc LwdV0e FR7ZSc OJeuxf\" tabindex=\"0\" role=\"button\" aria-label=\"View related links\" data-hveid=\"CHYQAQ\" data-ved=\"2ahUKEwimoqbgzb6NAxV0_rsIHUU5KuMQ3fYKegQIdhAB\">\n<div class=\"niO4u\">\n<div class=\"kHtcsd\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"GAszaKa2CvT87_UPxfKomQ4__44\" class=\"bsmXxe\">\n<div class=\"zMgcWd dSKvsb\" data-il=\"\">\n<div data-crb-p=\"\">\n<div class=\"xFTqob\">\n<ul>\n<li><strong>\u0645\u0639\u0627\u0641\u06cc\u062a \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 :<\/strong><\/li>\n<\/ul>\n<div>\u06a9\u0644 \u0633\u0631\u0645\u0627\u06cc\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0645\u0639\u0627\u0641 \u0627\u0632 \u0645\u0627\u0644\u06cc\u0644\u062a \u0628\u0648\u062f\u0647 \u0648 \u0641\u0642\u0637 \u062f\u0631 \u062f\u0633\u062a\u0631\u0633 \u0630\u06cc\u0646\u0641\u0639\u0627\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0645\u06cc\u200c\u0628\u0627\u0634\u062f.<\/div>\n<div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"GAszaKa2CvT87_UPxfKomQ4__47\" class=\"bsmXxe\">\n<div class=\"zMgcWd dSKvsb\" data-il=\"\">\n<div data-crb-p=\"\">\n<div class=\"xFTqob\">\n<ul>\n<li class=\"Gur8Ad\"><span data-huuid=\"7941832682431091671\"><strong dir=\"rtl\">\u062a\u0623\u0645\u06cc\u0646 \u0645\u0627\u0644\u06cc \u062f\u0631 \u0635\u0648\u0631\u062a \u062d\u0648\u0627\u062f\u062b \u0646\u0627\u06af\u0648\u0627\u0631 \u0648 \u062e\u0633\u0627\u0631\u062a:<\/strong><\/span><\/li>\n<\/ul>\n<div class=\"vM0jzc\"><span data-huuid=\"7941832682431093608\"><span dir=\"rtl\">\u062f\u0631 \u0635\u0648\u0631\u062a \u0648\u0642\u0648\u0639 \u062d\u0648\u0627\u062f\u062b\u06cc \u0645\u062b\u0644 \u0628\u06cc\u0645\u0627\u0631\u06cc \u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u0627\u0632 \u062c\u0645\u0644\u0647 \u0628\u06cc\u0645\u0627\u0631\u06cc \u0647\u0627\u06cc \u067e\u0631 \u0647\u0632\u06cc\u0646\u0647 \u0648 \u06cc\u0627 \u0627\u0632\u06a9\u0627\u0631\u0627\u0641\u062a\u0627\u062f\u06af\u06cc \u0648 \u0646\u0642\u0635 \u0639\u0636\u0648 \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647\u060c \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0645\u06cc \u062a\u0648\u0627\u0646\u062f \u0628\u0647 \u0641\u0631\u062f \u0648 \u0647\u0645\u0686\u0646\u06cc\u0646 \u062e\u0627\u0646\u0648\u0627\u062f\u0647 \u0627\u0634 \u06a9\u0645\u06a9 \u0646\u0645\u0627\u06cc\u062f.<\/span><\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2><span id=\"i-3\">\u00a0\u0686\u06a9 \u0644\u06cc\u0633\u062a \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/span><\/h2>\n<p>\u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u06cc\u06a9\u06cc \u0627\u0632 \u062f\u063a\u062f\u063a\u0647 \u0647\u0627\u06cc \u0645\u0647\u0645 \u0647\u0645\u0647 \u0628\u06cc\u0645\u0647 \u06af\u0630\u0627\u0631\u0627\u0646 \u0645\u06cc \u0628\u0627\u0634\u062f. \u062f\u0631 \u0632\u0645\u0627\u0646 \u062e\u0631\u06cc\u062f \u062d\u062a\u0645\u0627 \u0628\u0647 \u0645\u0648\u0627\u0631\u062f \u062f\u0631\u062c \u0634\u062f\u0647 \u062f\u0631 \u0686\u06a9 \u0644\u06cc\u0633\u062a \u0632\u06cc\u0631 \u062f\u0642\u062a \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f.<\/p>\n<div><img loading=\"lazy\" class=\"aligncenter wp-image-20928 size-full\" src=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0686\u06a9-\u0644\u06cc\u0633\u062a-\u0633\u0626\u0648.png\" alt=\"\u0686\u06a9 \u0644\u06cc\u0633\u062a \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631\" width=\"671\" height=\"346\" srcset=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0686\u06a9-\u0644\u06cc\u0633\u062a-\u0633\u0626\u0648.png 671w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0686\u06a9-\u0644\u06cc\u0633\u062a-\u0633\u0626\u0648-300x155.png 300w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0686\u06a9-\u0644\u06cc\u0633\u062a-\u0633\u0626\u0648-24x12.png 24w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0686\u06a9-\u0644\u06cc\u0633\u062a-\u0633\u0626\u0648-36x19.png 36w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0686\u06a9-\u0644\u06cc\u0633\u062a-\u0633\u0626\u0648-48x25.png 48w\" sizes=\"(max-width: 671px) 100vw, 671px\" \/><\/div>\n<div class=\"zMgcWd dSKvsb\" data-il=\"\">\n<div data-crb-p=\"\">\n<div class=\"xFTqob\">\n<h2 class=\"vM0jzc\"><span id=\"i-4\">\u062c\u0632\u0626\u06cc\u0627\u062a \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div data-crb-p=\"\">\n<div class=\"xFTqob\">\n<ul>\n<li class=\"Gur8Ad\"><span data-huuid=\"4127799917165618270\"><strong dir=\"rtl\">\u062d\u0642 \u0628\u06cc\u0645\u0647:<\/strong><\/span><\/li>\n<\/ul>\n<div class=\"vM0jzc\"><span data-huuid=\"4127799917165618763\"><span dir=\"rtl\">\u0634\u0645\u0627 \u0645\u0628\u0644\u063a\u06cc \u0631\u0627 \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u062d\u0642 \u0628\u06cc\u0645\u0647 \u0628\u0647 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f\u060c \u0645\u0639\u0645\u0648\u0644\u0627\u064b\u00a0 \u067e\u0631\u062f\u0627\u062e\u062a \u062d\u0642 \u0628\u06cc\u0645\u0647 \u0628\u0647 \u0635\u0648\u0631\u062a \u0645\u0627\u0647\u0627\u0646\u0647\u060c \u062f\u0648 \u0642\u0633\u0637 \u0634\u0634 \u0645\u0627\u0647\u0647 \u0648\u00a0 \u06cc\u0627 \u0633\u0627\u0644\u0627\u0646\u0647 \u0645\u06cc \u0628\u0627\u0634\u062f.<\/span> <\/span><\/div>\n<ul>\n<li><strong dir=\"rtl\">\u0633\u0631\u0645\u0627\u06cc\u0647 \u0641\u0648\u062a:<br \/>\n<\/strong><\/li>\n<\/ul>\n<div data-crb-p=\"\">\n<div class=\"xFTqob\">\n<div class=\"vM0jzc\">\n<p><span data-huuid=\"4127799917165620242\"><span dir=\"rtl\">\u062f\u0631 \u0635\u0648\u0631\u062a \u0641\u0648\u062a \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647\u060c \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0645\u0628\u0644\u063a\u06cc \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u0633\u0631\u0645\u0627\u06cc\u0647 \u0641\u0648\u062a \u0628\u0647 \u0630\u06cc\u0646\u0641\u0639\u0627\u0646 \u0634\u0645\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u06a9\u0646\u062f\u060c \u06a9\u0647 \u0645\u0639\u0645\u0648\u0644\u0627\u064b\u00a0 \u0645\u0628\u0627\u0644\u063a \u0633\u0631\u0645\u0627\u06cc\u0647 \u0641\u0648\u062a \u062f\u0631 \u062c\u062f\u0648\u0644 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u062f\u0631 \u0637\u0648\u0644 \u0645\u062f\u062a \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u062f\u0631\u062c \u0645\u06cc \u0634\u0648\u062f.<\/span><span class=\"pjBG2e\" data-cid=\"996b6d6a-4fee-4bb1-96bf-13e065a72aa4\"><span class=\"UV3uM\">\u00a0<\/span><\/span><\/span><\/p>\n<div class=\"NPrrbc\" data-cid=\"996b6d6a-4fee-4bb1-96bf-13e065a72aa4\" data-uuids=\"4127799917165619749,4127799917165620242\">\n<div class=\"BMebGe btku5b fCrZyc LwdV0e FR7ZSc OJeuxf\" tabindex=\"0\" role=\"button\" aria-label=\"View related links\" data-hveid=\"CGMQAQ\" data-ved=\"2ahUKEwjo8_aK0L6NAxVHQ_EDHWIJJU0Q3fYKegQIYxAB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div data-crb-p=\"\">\n<div class=\"xFTqob\">\n<ul>\n<li class=\"Gur8Ad\"><span data-huuid=\"4127799917165621228\"><strong dir=\"rtl\">\u0630\u06cc\u200c\u0646\u0641\u0639\u0627\u0646:<\/strong><\/span><\/li>\n<\/ul>\n<p><span data-huuid=\"4127799917165617625\"><span dir=\"rtl\">\u0630\u06cc\u0646\u0641\u0639\u0627\u0646 \u0627\u0641\u0631\u0627\u062f\u06cc \u0647\u0633\u062a\u0646\u062f \u06a9\u0647 \u062f\u0631 \u0635\u0648\u0631\u062a \u0641\u0648\u062a \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647\u060c \u0633\u0631\u0645\u0627\u06cc\u0647 \u0641\u0648\u062a \u0628\u0647 \u0622\u0646\u0647\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0645\u0627\u0646\u0646\u062f \u0647\u0645\u0633\u0631\u060c \u0641\u0631\u0632\u0646\u062f\u0627\u0646 \u06cc\u0627 \u0633\u0627\u06cc\u0631 \u0628\u0633\u062a\u06af\u0627\u0646.<\/span><\/span><\/p>\n<ul>\n<li><span data-huuid=\"4127799917165617625\"><span dir=\"rtl\"><strong>\u0630\u062e\u06cc\u0631\u0647 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 :<\/strong><br \/>\n<\/span><\/span><\/li>\n<\/ul>\n<p>\u0645\u0628\u0644\u063a\u06cc \u0627\u0633\u062a \u06a9\u0647 \u067e\u0633 \u0627\u0632\u00a0 \u067e\u0631\u062f\u0627\u062e\u062a \u062d\u0642 \u0628\u06cc\u0645\u0647 \u0628\u0627 \u0627\u062d\u062a\u0633\u0627\u0628 \u0633\u0648\u062f \u0641\u0646\u06cc\u060c \u0645\u062d\u0627\u0633\u0628\u0647 \u0648 \u0628\u0627 \u0627\u0636\u0627\u0641\u0647 \u0634\u062f\u0646 \u0633\u0648\u062f \u0645\u0634\u0627\u0631\u06a9\u062a \u062f\u0631 \u062d\u0633\u0627\u0628 \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0645\u0646\u0638\u0648\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n<ul>\n<li><strong>\u0628\u0627\u0632\u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631:<\/strong><br \/>\n\u0627\u0646\u0635\u0631\u0627\u0641 \u0628\u06cc\u0645\u0647 \u06af\u0630\u0627\u0631 \u0627\u0632 \u0627\u062f\u0627\u0645\u0647 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0642\u0628\u0644 \u0627\u0632 \u067e\u0627\u06cc\u0627\u0646 \u0645\u062f\u062a \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647.<\/li>\n<\/ul>\n<div data-crb-p=\"\">\n<div class=\"xFTqob\">\n<ul>\n<li class=\"vM0jzc\"><strong><span dir=\"rtl\">\u0627\u0646\u0648\u0627\u0639 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631:<\/span><\/strong><\/li>\n<\/ul>\n<div class=\"vM0jzc\">\n<p><span data-huuid=\"4127799917165619104\"><span dir=\"rtl\">\u0627\u0646\u0648\u0627\u0639 \u0645\u062e\u062a\u0644\u0641\u06cc \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f\u060c \u0645\u0627\u0646\u0646\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0632\u0645\u0627\u0646\u06cc\u060c \u0628\u06cc\u0645\u0647 \u062a\u0645\u0627\u0645 \u0639\u0645\u0631\u060c \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0645\u062e\u062a\u0644\u0637 \u0648 \u063a\u06cc\u0631\u0647 \u06a9\u0647 \u062f\u0631 \u0627\u062f\u0627\u0645\u0647 \u0628\u0647 \u0628\u0631\u0631\u0633\u06cc \u0647\u0645\u0647 \u0627\u0646 \u062e\u0648\u0627\u0647\u06cc\u0645 \u067e\u0631\u062f\u0627\u062e\u062a.<\/span><span class=\"pjBG2e\" data-cid=\"a833ef2d-5dd5-48a8-b385-e24157db1c0c\"><span class=\"UV3uM\">\u00a0<\/span><\/span><\/span><\/p>\n<div class=\"NPrrbc\" data-cid=\"a833ef2d-5dd5-48a8-b385-e24157db1c0c\" data-uuids=\"4127799917165618611,4127799917165619104\">\n<div class=\"BMebGe btku5b fCrZyc LwdV0e FR7ZSc OJeuxf\" tabindex=\"0\" role=\"button\" aria-label=\"View related links\" data-hveid=\"CGgQAQ\" data-ved=\"2ahUKEwjo8_aK0L6NAxVHQ_EDHWIJJU0Q3fYKegQIaBAB\">\n<div class=\"niO4u\">\n<div class=\"kHtcsd\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><button style=\"text-align: center; vertical-align: middle; background: -webkit-gradient(linear, 0% 0%, 0% 100%, from(#3498db), to(#45aaf2)); border-radius: 8px; font-size: 18px; display: inline-block; line-height: 24px; position: relative; top: 0px; left: 0px; margin: 0px 4px -6px -4px; font-weight: bold;\"><a id=\"\u201c\u0639\u0645\u0631\u201d\" class=\"blog CTA\" style=\"text-align: center; vertical-align: middle; color: #ffffff;\" href=\"https:\/\/bimetime.com\/personal-insurance\/life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u0628\u0631\u0627\u06cc \u0645\u0634\u0627\u0648\u0631\u0647 \u0648 \u062e\u0631\u06cc\u062f \u0627\u0646\u0648\u0627\u0639 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u06a9\u0644\u06cc\u06a9 \u06a9\u0646\u06cc\u062f<\/a><\/button><\/p>\n<h2><span id=\"i-5\"><a href=\"https:\/\/www.bimetime.com\/blog\/types-of-life-insurance\/\">\u0627\u0646\u0648\u0627\u0639 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a><\/span><\/h2>\n<p>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0627\u0646\u0648\u0627\u0639 \u0645\u062e\u062a\u0644\u0641\u06cc \u062f\u0627\u0631\u062f \u06a9\u0647 \u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0631\u0627 \u062f\u0631 \u0686\u0646\u062f \u062f\u0633\u062a\u0647 \u0628\u0646\u062f\u06cc \u06a9\u0644\u06cc \u0628\u0631\u0631\u0633\u06cc \u06a9\u0631\u062f:<\/p>\n<h3>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0645\u062e\u062a\u0644\u0637 \u067e\u0633\u200c\u0627\u0646\u062f\u0627\u0632 (\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc)<\/h3>\n<p>\u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u062f\u0631 \u06a9\u0646\u0627\u0631 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc\u060c \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc \u0631\u0627 \u0646\u06cc\u0632 \u0628\u0631\u0627\u06cc \u0628\u06cc\u0645\u0647 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\u0645\u06cc\u200c\u0628\u0627\u0634\u062f:<\/p>\n<ul>\n<li>\u0628\u06cc\u0645\u0647\u200c\u200c\u200c \u0639\u0645\u0631 \u0648 \u200c\u200c\u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc<\/li>\n<li>\u0628\u06cc\u0645\u0647\u200c\u200c\u0646\u0627\u0645\u0647\u200c \u067e\u0633\u200c \u0627\u0646\u062f\u0627\u0632 \u0628\u0627 \u06a9\u0627\u0647\u0634\u200c \u200c\u200c\u062d\u0642\u200c\u0628\u06cc\u0645\u0647\u200c \u062f\u0631 \u0633\u0627\u0644\u200c\u200c\u0647\u0627\u06cc\u200c \u0627\u0648\u0644\u200c<\/li>\n<li>\u0628\u06cc\u0645\u0647\u200c\u200c\u0646\u0627\u0645\u0647\u200c \u067e\u0633\u200c \u0627\u0646\u062f\u0627\u0632 \u0628\u0627 \u062f\u0648 \u0628\u0631\u0627\u0628\u0631 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c \u062f\u0631 \u0635\u0648\u0631\u062a\u200c \u0641\u0648\u062a<\/li>\n<li>\u0628\u06cc\u0645\u0647\u200c\u200c\u0646\u0627\u0645\u0647\u200c \u067e\u0633\u200c \u0627\u0646\u062f\u0627\u0632 \u0628\u0627 \u062f\u0648 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\u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0628\u0647 \u0645\u0648\u0627\u0631\u062f \u0632\u06cc\u0631 \u0627\u0634\u0627\u0631\u0647 \u06a9\u0631\u062f:<\/p>\n<p><strong>\u0633\u0646 \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647<\/strong><\/p>\n<p>\u0633\u0646 \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647\u060c \u062f\u0631 \u0645\u062d\u0627\u0633\u0628\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0628\u0633\u06cc\u0627\u0631 \u0645\u0647\u0645 \u0645\u06cc\u200c\u0628\u0627\u0634\u062f. \u0647\u0631 \u0686\u0647 \u0633\u0646 \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0628\u06cc\u0634\u062a\u0631 \u0628\u0627\u0634\u062f \u0631\u06cc\u0633\u06a9 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0639\u0645\u0631 \u0647\u0645 \u0628\u0627\u0644\u0627\u062a\u0631 \u0645\u06cc\u200c\u0628\u0627\u0634\u062f. \u0627\u0644\u0628\u062a\u0647 \u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0627\u0645\u06cc\u062f \u0632\u0646\u062f\u06af\u06cc \u0647\u0631 \u06a9\u0634\u0648\u0631\u06cc \u0628\u0627\u0632\u0647 \u0633\u0646\u06cc\u200c\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u0631\u06cc\u0633\u06a9\u200c\u0647\u0627\u06cc \u0645\u062a\u0641\u0627\u0648\u062a\u06cc \u0631\u0627 \u062f\u0631 \u0645\u062d\u0627\u0633\u0628\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u062e\u0648\u0627\u0647\u0646\u062f \u062f\u0627\u0634\u062a.<\/p>\n<p><strong>\u0645\u062f\u062a \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647\u00a0<\/strong><\/p>\n<p>\u0645\u062f\u062a \u067e\u0631\u062f\u0627\u062e\u062a \u062d\u0642 \u0628\u06cc\u0645\u0647 \u0631\u0627\u0628\u0637\u0647 \u0645\u0633\u062a\u0642\u06cc\u0645 \u0628\u0627 \u0631\u0648\u0627\u0644 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u062f\u0627\u0631\u062f\u060c \u0647\u0631 \u0686\u0647 \u0645\u062f\u062a \u067e\u0631\u062f\u0627\u062e\u062a \u062d\u0642 \u0628\u06cc\u0645\u0647 \u0628\u06cc\u0634\u062a\u0631 \u0628\u0627\u0634\u062f \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc \u062a\u0634\u06a9\u06cc\u0644 \u0634\u062f\u0647 \u062f\u0631 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0627\u0631\u0634\u0645\u0646\u062f \u062a\u0631 \u0645\u06cc\u0634\u0648\u062f.<\/p>\n<p><strong>\u0634\u063a\u0644 \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647\u00a0<\/strong><\/p>\n<p>\u0631\u06cc\u0633\u06a9 \u0634\u063a\u0644\u06cc \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u062f\u0631 <a href=\"https:\/\/bimetime.com\/personal-insurance\/life-insurance\/\">\u0645\u062d\u0627\u0633\u0628\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a> \u062a\u0627\u062b\u06cc\u0631 \u0628\u0633\u06cc\u0627\u0631\u06cc \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f \u0686\u0647 \u0628\u0633\u0627 \u0628\u0631\u062e\u06cc \u0627\u0632 \u0645\u0634\u0627\u063a\u0644 \u0628\u0647 \u0639\u0644\u062a \u0631\u06cc\u0633\u06a9 \u0634\u063a\u0644\u06cc \u0628\u0627\u0644\u0627 \u0646\u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0639\u0645\u0631 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f.<\/p>\n<p><strong>\u0633\u0628\u06a9 \u0632\u0646\u062f\u06af\u06cc \u0648 \u0648\u0631\u0632\u0634\u06cc<\/strong><\/p>\n<p>\u062f\u0627\u0634\u062a\u0646 \u0641\u0639\u0627\u0644\u06cc\u062a \u0647\u0627\u06cc \u067e\u0631\u062e\u0637\u0631 \u0631\u06cc\u0633\u06a9 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0634\u0645\u0627 \u0631\u0627 \u0628\u0627\u0644\u0627 \u0628\u0631\u062f\u0647 \u0648 \u0645\u06cc \u062a\u0648\u0627\u0646\u062f \u0628\u0631 \u0636\u0631\u06cc\u0628 \u062a\u0639\u06cc\u06cc\u0646 \u0631\u06cc\u0633\u06a9 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0634\u0645\u0627 \u062a\u0627\u062b\u06cc\u0631 \u06af\u0630\u0627\u0631 \u0628\u0627\u0634\u062f. \u062f\u0627\u0634\u062a\u0646 \u0632\u0646\u062f\u06af\u06cc \u0633\u0627\u0644\u0645 \u0627\u0631\u0632\u0634 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0634\u0645\u0627 \u0631\u0627 \u062f\u0648 \u0686\u0646\u062f\u0627\u0646 \u0645\u06cc \u06a9\u0646\u062f.<\/p>\n<p><strong>\u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u0627\u062f\u0627\u0631\u06cc \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647<\/strong><\/p>\n<p>\u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u0635\u062f\u0648\u0631 \u0628\u06cc\u0645\u0647 \u06a9\u0647 \u062a\u0648\u0633\u0637 \u0628\u06cc\u0645\u0647 \u0645\u0631\u06a9\u0632\u06cc \u062a\u0639\u06cc\u06cc\u0646 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f \u0646\u06cc\u0632 \u0631\u0648\u06cc \u0645\u0628\u0644\u063a \u0646\u0647\u0627\u06cc\u06cc \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0631\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u062a\u0627\u062b\u06cc\u0631 \u062f\u0627\u0631\u0646\u062f. \u0645\u0627\u0646\u0646\u062f \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u0627\u062c\u0631\u0627\u06cc\u06cc\u060c \u06a9\u0627\u0631\u0645\u0632\u062f \u0635\u062f\u0648\u0631 \u0648 &#8230;<\/p>\n<p>\u0634\u0631\u0627\u06cc\u0637 \u0633\u0644\u0627\u0645\u062a\u06cc \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647<\/p>\n<p>\u0628\u0631 \u0627\u0633\u0627\u0633 \u0634\u0631\u0627\u06cc\u0637 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u062f\u0631 \u0647\u0631 \u0633\u0646\u06cc \u0628\u0627\u06cc\u062f \u062f\u0631 \u0633\u0644\u0627\u0645\u062a \u06a9\u0627\u0645\u0644 \u062c\u0633\u0645\u06cc \u0648 \u0630\u0647\u0646\u06cc \u0628\u0627\u0634\u062f\u060c \u0627\u06af\u0631 \u0645\u0648\u0627\u0631\u062f\u06cc \u0628\u0647 \u062f\u0644\u06cc\u0644 \u0633\u0627\u0628\u0642\u0647 \u0628\u06cc\u0645\u0627\u0631\u06cc \u06cc\u0627 \u062d\u0627\u062f\u062b\u06cc \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f \u0628\u0627\u06cc\u062f \u0645\u0648\u0627\u0631\u062f \u0631\u0627 \u0628\u0647 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0627\u0637\u0644\u0627\u0639 \u062f\u0647\u062f.<\/p>\n<p><strong>\u0633\u0627\u0628\u0642\u0647 \u0633\u0644\u0627\u0645\u062a\u06cc \u062e\u0627\u0646\u0648\u0627\u062f\u06af\u06cc \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647<\/strong><\/p>\n<p>\u0628\u0631\u0627\u06cc \u062a\u0639\u06cc\u06cc\u0646 \u0631\u06cc\u0633\u06a9 \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u06af\u0627\u0647\u0627\u060c \u0633\u0648\u0627\u0644\u0627\u062a\u06cc \u062f\u0631\u0628\u0627\u0631\u0647 \u0633\u0644\u0627\u0645\u062a\u06cc \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0648 \u0633\u0627\u0628\u0642\u0647 \u0628\u06cc\u0645\u0627\u0631\u06cc \u0648\u06cc \u0628\u0647 \u0635\u0648\u0631\u062a \u0633\u0627\u0628\u0642\u0647 \u0633\u0644\u0627\u0645\u062a\u06cc \u062e\u0627\u0646\u0648\u0627\u062f\u06af\u06cc \u0648\u06cc \u067e\u0631\u0633\u06cc\u062f\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u062f\u0631 \u062a\u0639\u06cc\u06cc\u0646 \u0631\u06cc\u0633\u06a9 \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u062a\u0627\u062b\u06cc\u0631 \u06af\u0630\u0627\u0631 \u0645\u06cc\u200c\u0628\u0627\u0634\u062f.<\/p>\n<p><strong>\u0645\u0635\u0631\u0641 \u0633\u06cc\u06af\u0627\u0631 \u0648 \u062f\u062e\u0627\u0646\u06cc\u0627\u062a \u0648 \u0633\u0627\u06cc\u0631 \u0645\u0648\u0627\u0631\u062f\u00a0<\/strong><\/p>\n<p>\u06a9\u0634\u06cc\u062f\u0646 \u0633\u06cc\u06af\u0627\u0631\u060c \u062d\u062a\u06cc \u062a\u0639\u062f\u0627\u062f \u0646\u062e \u0647\u0627\u06cc \u0633\u06cc\u06af\u0627\u0631 \u0645\u0635\u0631\u0641\u06cc \u062f\u0631 \u0645\u062d\u0627\u0633\u0628\u0647 \u0631\u06cc\u0633\u06a9 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u060c \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u062a\u0627\u062b\u06cc\u0631 \u06af\u0630\u0627\u0631 \u0645\u06cc\u200c\u0628\u0627\u0634\u062f.<\/p>\n<p style=\"text-align: center;\"><button style=\"text-align: center; vertical-align: middle; background: -webkit-gradient(linear, 0% 0%, 0% 100%, from(#3498db), to(#45aaf2)); border-radius: 8px; font-size: 18px; display: inline-block; line-height: 24px; position: relative; top: 0px; left: 0px; margin: 0px 4px -6px -4px; font-weight: bold;\"><a id=\"\u201c\u0639\u0645\u0631\u201d\" class=\"blog CTA\" style=\"text-align: center; vertical-align: middle; color: #ffffff;\" href=\"https:\/\/bimetime.com\/personal-insurance\/life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u0628\u0631\u0627\u06cc \u0645\u0634\u0627\u0648\u0631\u0647 \u0648 \u062e\u0631\u06cc\u062f \u0627\u0646\u0648\u0627\u0639 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u06a9\u0644\u06cc\u06a9 \u06a9\u0646\u06cc\u062f<\/a><\/button><\/p>\n<p>&nbsp;<\/p>\n<h2><span id=\"i-8\"><img loading=\"lazy\" class=\"aligncenter wp-image-20251 size-full\" src=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/benefit-life-insurance.webp\" alt=\"\u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631\" width=\"740\" height=\"493\" srcset=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/benefit-life-insurance.webp 740w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/benefit-life-insurance-300x200.webp 300w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/benefit-life-insurance-24x16.webp 24w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/benefit-life-insurance-36x24.webp 36w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/benefit-life-insurance-48x32.webp 48w\" sizes=\"(max-width: 740px) 100vw, 740px\" \/>\u062e\u062f\u0645\u0627\u062a \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/span><\/h2>\n<p>\u0645\u0632\u0627\u06cc\u0627\u06cc\u06cc \u06a9\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u0633\u0631\u0645\u0627\u06cc\u0647 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id=\"\u201c\u0639\u0645\u0631\u201d\" class=\"blog CTA\" style=\"text-align: center; vertical-align: middle; color: #ffffff;\" href=\"https:\/\/bimetime.com\/personal-insurance\/life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u0628\u0631\u0627\u06cc \u0645\u0634\u0627\u0648\u0631\u0647 \u0648 \u062e\u0631\u06cc\u062f \u0627\u0646\u0648\u0627\u0639 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u06a9\u0644\u06cc\u06a9 \u06a9\u0646\u06cc\u062f<\/a><\/button><\/p>\n<h3>\u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0645\u0639\u0644\u0645<\/h3>\n<p>\u0628\u06cc\u0645\u0647 \u06af\u0632\u0627\u0631\u0627\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0647\u0627\u06cc \u0639\u0645\u0631 \u0645\u0639\u0644\u0645 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0627\u0632 \u0647\u0645\u0647 \u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0645\u0639\u0644\u0645 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0646\u0645\u0627\u06cc\u0646\u062f. \u0627\u0632 \u062c\u0645\u0644\u0647 \u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0645\u0639\u0644\u0645 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0628\u0647 \u0645\u0648\u0627\u0631\u062f \u0632\u06cc\u0631 \u0627\u0634\u0627\u0631\u0647 \u06a9\u0631\u062f:<\/p>\n<ul>\n<li>\u062f\u0631\u06cc\u0627\u0641\u062a \u0648\u0627\u0645 \u0628\u062f\u0648\u0646 \u0636\u0627\u0645\u0646<\/li>\n<li>\u0627\u0645\u06a9\u0627\u0646 \u0628\u0631\u062f\u0627\u0634\u062a \u0627\u0632 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/li>\n<li>\u0627\u0631\u0627\u0626\u0647 \u062a\u0645\u0627\u0645\u06cc \u067e\u0648\u0634\u0634 \u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/li>\n<li>\u0627\u0645\u06a9\u0627\u0646 \u062a\u063a\u06cc\u06cc\u0631 \u0630\u06cc\u0646\u0641\u0639 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647<\/li>\n<li>\u0627\u0645\u06a9\u0627\u0646 \u062a\u063a\u06cc\u06cc\u0631 \u062d\u0642 \u0628\u06cc\u0645\u0647 \u0648 \u0645\u062f\u062a \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647<\/li>\n<li>\u0648 \u062a\u0645\u0627\u0645\u06cc \u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0639\u0645\u0631<\/li>\n<\/ul>\n<h3><a href=\"https:\/\/www.bimetime.com\/blog\/iran-life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0627\u06cc\u0631\u0627\u0646<\/a><\/h3>\n<p>\u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0627\u06cc\u0631\u0627\u0646 \u0646\u06cc\u0632 \u0647\u0645\u0627\u0646\u0646\u062f \u0633\u0627\u06cc\u0631 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647\u060c \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0647\u0627\u06cc \u0639\u0645\u0631 \u0631\u0627 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u0646\u0645\u0627\u06cc\u062f \u06a9\u0647 \u062f\u0627\u0631\u0646\u062f\u06af\u0627\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647\u200c\u0647\u0627\u06cc \u0639\u0645\u0631 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0627\u0632 \u0647\u0645\u0647 \u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0639\u0645\u0631 \u0627\u06cc\u0631\u0627\u0646 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0646\u0645\u0627\u06cc\u062f.<\/p>\n<h3>\u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0622\u0633\u06cc\u0627<\/h3>\n<p>\u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0622\u0633\u06cc\u0627 \u0637\u0631\u062d\u200c\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641\u06cc \u0631\u0627 \u062f\u0631 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647\u200c\u0647\u0627\u06cc \u0639\u0645\u0631 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u0646\u0645\u0627\u06cc\u062f \u06a9\u0647 \u0647\u0645\u0647 \u062f\u0627\u0631\u0646\u062f\u06af\u0627\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0647\u0627\u06cc \u0639\u0645\u0631 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0627\u0632 \u0647\u0645\u0647 <a href=\"https:\/\/www.bimetime.com\/blog\/asia-life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0622\u0633\u06cc\u0627<\/a> \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0646\u0645\u0627\u06cc\u0646\u062f.<\/p>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-20255\" src=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/investment-conditions-2-300x200.webp\" alt=\"\u0634\u0631\u0627\u06cc\u0637 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631\" width=\"450\" height=\"300\" srcset=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/investment-conditions-2-300x200.webp 300w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/investment-conditions-2-24x16.webp 24w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/investment-conditions-2-36x24.webp 36w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/investment-conditions-2-48x32.webp 48w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/investment-conditions-2.webp 740w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/p>\n<h2><span id=\"i-11\">\u0634\u0631\u0627\u06cc\u0637 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u067e\u0633 \u0627\u0646\u062f\u0627\u0632 \u0648 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc<\/span><\/h2>\n<h3>\u0628\u06cc\u0645\u0647 \u06af\u0632\u0627\u0631 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/h3>\n<p>\u0628\u06cc\u0645\u0647 \u06af\u0632\u0627\u0631 \u0634\u062e\u0635 \u062d\u0642\u0648\u0642\u06cc \u0648 \u06cc\u0627 \u062d\u0642\u06cc\u0642\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0628\u0627 \u067e\u0630\u06cc\u0631\u0634 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\u0639\u0645\u0631<\/h3>\n<p>\u0634\u062e\u0635 \u06cc\u0627 \u0627\u0634\u062e\u0627\u0635\u06cc \u0647\u0633\u062a\u0646\u062f \u06a9\u0647 \u0646\u0627\u0645 \u0622\u0646 \u0647\u0627 \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u0630\u06cc\u0646\u0641\u0639 \u062f\u0631 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u062f\u0631\u062c \u0634\u062f\u0647 \u0627\u0633\u062a \u0648 \u0645\u0632\u0627\u06cc\u0627\u06cc \u0641\u0648\u062a \u06cc\u0627 \u062d\u06cc\u0627\u062a \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0645\u062a\u0639\u0644\u0642 \u0628\u0647 \u0648\u06cc \u0645\u06cc\u200c\u0628\u0627\u0634\u062f.<\/p>\n<h3>\u0627\u0631\u0632\u0634 \u0628\u0627\u0632\u062e\u0631\u06cc\u062f\u06cc<\/h3>\n<p>\u062f\u0631\u0635\u062f\u06cc \u0627\u0632 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0635\u0646\u062f\u0648\u0642 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0639\u0645\u0631 \u0645\u06cc \u0628\u0627\u0634\u062f \u06a9\u0647 \u0628\u06cc\u0645\u0647 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style=\"text-align: center; vertical-align: middle; color: #ffffff;\" href=\"https:\/\/bimetime.com\/personal-insurance\/life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u0628\u0631\u0627\u06cc \u0645\u0634\u0627\u0648\u0631\u0647 \u0648 \u062e\u0631\u06cc\u062f \u0627\u0646\u0648\u0627\u0639 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u06a9\u0644\u06cc\u06a9 \u06a9\u0646\u06cc\u062f<\/a><\/button><\/p>\n<p>&nbsp;<\/p>\n<h2><span id=\"i-12\">\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0686\u0647 \u062e\u0633\u0627\u0631\u0627\u062a\u06cc \u0631\u0627 \u067e\u0648\u0634\u0634 \u0646\u0645\u06cc\u200c\u062f\u0647\u062f\u061f<\/span><\/h2>\n<p>\u062f\u0631 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0639\u0645\u0631 \u0646\u06cc\u0632 \u0647\u0645\u0627\u0646\u0646\u062f \u0633\u0627\u06cc\u0631 \u0631\u0634\u062a\u0647 \u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0627\u06cc \u0645\u0648\u0627\u0631\u062f\u06cc \u0647\u0633\u062a\u0646\u062f \u06a9\u0647 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\u0627\u062b\u0628\u0627\u062a \u06a9\u0646\u0646\u062f \u06a9\u0647 \u0641\u0648\u062a \u0641\u0631\u062f \u062f\u0631 \u0627\u062b\u0631 \u062c\u0646\u06af \u0648 \u06cc\u0627 \u0639\u0645\u0644\u06cc\u0627\u062a \u0645\u0631\u0628\u0648\u0637 \u0628\u0647 \u0622\u0646 \u0646\u0628\u0648\u062f\u0647 \u0627\u0633\u062a. \u0627\u06af\u0631 \u0686\u0646\u06cc\u0646 \u0686\u06cc\u0632\u06cc \u0627\u062b\u0628\u0627\u062a \u0646\u0634\u0648\u062f \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u062a\u0646\u0647\u0627 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0641\u0631\u062f \u0631\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n<ul>\n<li><strong>\u062e\u0631\u0648\u062c \u063a\u06cc\u0631 \u0642\u0627\u0646\u0648\u0646\u06cc \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647<\/strong><\/li>\n<\/ul>\n<p>\u0627\u06af\u0631 \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0628\u0647 \u0639\u0644\u062a \u062e\u0631\u0648\u062c \u063a\u06cc\u0631 \u0642\u0627\u0646\u0648\u0646\u06cc \u0627\u0632 \u06a9\u0634\u0648\u0631 \u0641\u0648\u062a \u0646\u0645\u0627\u06cc\u062f\u060c \u062f\u0631 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u062a\u062d\u062a \u067e\u0648\u0634\u0634 \u0646\u0645\u06cc \u0628\u0627\u0634\u062f.<\/p>\n<ul>\n<li><strong>\u062a\u0634\u0639\u0634\u0639\u0627\u062a \u0647\u0633\u062a\u0647 \u0627\u06cc<\/strong><\/li>\n<\/ul>\n<p>\u0627\u06af\u0631 \u0641\u0631\u062f \u0627\u062b\u0631 \u062a\u0633\u0639\u0634\u0639\u0627\u062a \u0647\u0633\u062a\u0647\u200c\u0627\u06cc \u06cc\u0627 \u0639\u0648\u0627\u0631\u0636 \u0646\u0627\u0634\u06cc \u0627\u0632 \u0622\u0646 \u0641\u0648\u062a \u06a9\u0646\u062f\u060c \u0633\u0631\u0645\u0627\u06cc\u0647 \u0641\u0648\u062a \u0628\u0647 \u0648\u06cc \u062a\u0639\u0644\u0642 \u0646\u062e\u0648\u0627\u0647\u062f \u06af\u0631\u0641\u062a.<\/p>\n<ul>\n<li><strong>\u062e\u0648\u062f\u06a9\u0634\u06cc \u062f\u0631 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\u0645\u06cc\u200c\u0628\u0627\u0634\u062f.<\/p>\n<ul>\n<li><strong>\u0642\u062a\u0644 \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0628\u0647 \u0648\u0633\u06cc\u0644\u0647 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0646\u0646\u062f\u06af\u0627\u0646 (\u0630\u06cc\u0646\u0641\u0639\u0627\u0646)<\/strong><\/li>\n<\/ul>\n<p>\u0627\u06af\u0631 \u0630\u06cc\u0646\u0641\u0639\u0627\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0639\u0645\u0631 \u0639\u0645\u062f\u0627 \u0648 \u0628\u0647 \u0635\u0648\u0631\u062a \u0645\u0633\u062a\u0642\u06cc\u0645 \u0648 \u063a\u06cc\u0631 \u0645\u0633\u062a\u0642\u06cc\u0645 \u0645\u0648\u062c\u0628 \u0645\u0631\u06af \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0634\u0648\u0646\u062f\u060c \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0646\u0646\u062f\u0647 \u0627\u0632 \u0647\u0645\u0647 \u0633\u0631\u0645\u0627\u06cc\u0647 \u0645\u062d\u0631\u0648\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n<ul>\n<li><strong>\u0645\u0633\u0627\u0641\u0631\u062a\u200c\u0647\u0627\u06cc \u063a\u06cc\u0631 \u0639\u0627\u062f\u06cc<\/strong><\/li>\n<\/ul>\n<p>\u0645\u0633\u0627\u0641\u0631\u062a \u0628\u0627 \u0648\u0633\u06cc\u0644\u0647 \u0647\u0627\u06cc \u0647\u0648\u0627\u06cc\u06cc \u063a\u06cc\u0631 \u0645\u062c\u0627\u0632 \u0647\u0645 \u0627\u0632 \u0627\u0633\u062a\u062b\u0646\u0627\u0626\u0627\u062a \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0628\u0648\u062f\u0647 \u0648 \u062f\u0631 \u0635\u0648\u0631\u062a \u0641\u0648\u062a \u0628\u0647 \u0639\u0644\u062a \u0633\u0641\u0631 \u0628\u0627 \u0647\u0648\u0627\u067e\u06cc\u0645\u0627\u0647\u0627\u06cc \u0645\u0633\u0627\u0641\u0631 \u0628\u0631\u06cc \u0627\u06af\u0631 \u0627\u0633\u0645 \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u062f\u0631 \u0644\u06cc\u0633\u062a \u0645\u0633\u0627\u0641\u0631\u0627\u0646 \u0646\u0628\u0627\u0634\u062f \u062a\u062d\u062a \u067e\u0648\u0634\u0634 \u0646\u0645\u06cc\u200c\u0628\u0627\u0634\u062f.<\/p>\n<ul>\n<li><strong>\u0641\u0639\u0627\u0644\u06cc\u062a\u200c\u200c\u0647\u0627\u06cc \u062e\u0637\u0631\u0646\u0627\u06a9<\/strong><\/li>\n<\/ul>\n<p>\u0641\u0648\u062a \u062f\u0631 \u0627\u062b\u0631 \u067e\u0631\u0648\u0627\u0632\u0647\u0627\u06cc \u0627\u06a9\u062a\u0634\u0627\u0641\u06cc\u060c \u0647\u0631 \u0646\u0648\u0639 \u062a\u0645\u0631\u06cc\u0646 \u0648 \u0622\u0645\u0648\u0632\u0634 \u063a\u0648\u0627\u0635\u06cc\u060c \u067e\u0631\u0648\u0627\u0632 \u0647\u0648\u0627\u06cc\u06cc\u060c \u067e\u0631\u0634 \u0628\u0627 \u0686\u062a\u0631 \u0646\u062c\u0627\u062a (\u0633\u0642\u0648\u0637 \u0622\u0632\u0627\u062f)\u060c \u0647\u062f\u0627\u06cc\u062a \u06a9\u0627\u06cc\u062a \u0648 \u06cc\u0627 \u0633\u0627\u06cc\u0631 \u0648\u0633\u0627\u06cc\u0644 \u067e\u0631\u0648\u0627\u0632 \u0628\u062f\u0648\u0646 \u0645\u0648\u062a\u0648\u0631 \u0627\u0632 \u067e\u0648\u0634\u0634 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0639\u0645\u0631 \u062e\u0627\u0631\u062c \u0627\u0633\u062a \u0648 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u062f\u0631 \u0627\u06cc\u0646 \u0634\u0631\u0627\u06cc\u0637 \u0633\u0631\u0645\u0627\u06cc\u0647 \u0641\u0648\u062a \u067e\u0631\u062f\u0627\u062e\u062a \u0646\u062e\u0648\u0627\u0647\u062f \u06a9\u0631\u062f.<\/p>\n<ul>\n<li><strong>\u0641\u0648\u062a \u0628\u0647 \u0639\u0644\u062a \u0628\u0627\u0631\u062f\u0627\u0631\u06cc<\/strong><\/li>\n<\/ul>\n<p>\u0627\u06af\u0631 \u0641\u0648\u062a \u0628\u0647 \u0639\u0644\u062a \u0628\u0627\u0631\u062f\u0627\u0631\u06cc \u062f\u0631 \u0633\u0627\u0644 \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc \u0627\u062a\u0641\u0627\u0642 \u0628\u06cc\u0627\u0641\u062a\u062f \u062f\u0631 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0627\u0646\u0648\u0627\u0639 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0647\u0627\u06cc \u0639\u0645\u0631 \u062a\u062d\u062a \u067e\u0648\u0634\u0634 \u0646\u0645\u06cc\u200c\u0628\u0627\u0634\u062f.<\/p>\n<h2><span id=\"i-13\"><strong>\u0686\u0647 \u06a9\u0633\u0627\u0646\u06cc \u0628\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0646\u06cc\u0627\u0632 \u062f\u0627\u0631\u0646\u062f\u061f<\/strong><\/span><\/h2>\n<p>\u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0634\u0631\u0627\u06cc\u0637 \u0648 \u0645\u0632\u0627\u06cc\u0627\u06cc \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647\u060c \u0627\u0641\u0631\u0627\u062f \u0632\u06cc\u0631 \u0628\u0647\u062a\u0631 \u0627\u0633\u062a \u06a9\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f:<\/p>\n<ul>\n<li><span style=\"font-size: 10pt;\">\u06a9\u0648\u062f\u06a9\u0627\u0646 \u0627\u0632 \u0628\u062f\u0648 \u062a\u0648\u0644\u062f \u0628\u0631\u0627\u06cc \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc \u0622\u06cc\u0646\u062f\u0647<\/span><\/li>\n<li><span style=\"font-size: 10pt;\">\u0648\u0627\u0644\u062f\u06cc\u0646 \u0628\u0627 \u0628\u0686\u0647 \u0647\u0627\u06cc \u062e\u0631\u062f\u0633\u0627\u0644\u00a0<\/span><\/li>\n<li><span style=\"font-size: 10pt;\">\u0648\u0627\u0644\u062f\u06cc\u0646\u06cc \u06a9\u0647 \u0641\u0631\u0632\u0646\u062f\u0627\u0646 \u0628\u0632\u0631\u06af\u0633\u0627\u0644 \u0628\u0627 \u0646\u06cc\u0627\u0632\u0647\u0627\u06cc \u0645\u062a\u0641\u0627\u0648\u062a \u062f\u0627\u0631\u0646\u062f<\/span><\/li>\n<li><span style=\"font-size: 10pt;\">\u0633\u0627\u0644\u0645\u0646\u062f\u0627\u0646\u06cc \u06a9\u0647 \u0645\u06cc \u062e\u0648\u0627\u0647\u0646\u062f \u0633\u0631\u0645\u0627\u06cc\u0647 \u0627\u06cc \u0631\u0627 \u0628\u0631\u0627\u06cc \u062e\u0627\u0646\u0648\u0627\u062f\u0647 \u0628\u0647 \u062c\u0627 \u0628\u06af\u0630\u0627\u0631\u0646\u062f<\/span><\/li>\n<li><span style=\"font-size: 10pt;\">\u062c\u0648\u0627\u0646\u0627\u0646\u06cc 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\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0686\u06cc\u0633\u062a\u061f<\/span><\/h2>\n<p>\u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u062a\u0639\u062f\u0627\u062f \u0628\u0627\u0644\u0627\u06cc \u0634\u0631\u06a9\u062a \u0647\u0627\u06cc \u0627\u0631\u0627\u0626\u0647 \u062f\u0647\u0646\u062f\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0634\u0627\u06cc\u062f \u0627\u0646\u062a\u062e\u0627\u0628 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0627\u06cc \u06a9\u0647 \u0628\u0647\u062a\u0631\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0631\u0627 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u0646\u0645\u0627\u06cc\u062f \u06a9\u0627\u0631 \u0633\u062e\u062a\u06cc \u0628\u0627\u0634\u062f. \u0627\u06af\u0631 \u062a\u0635\u0645\u06cc\u0645 \u0628\u0647 \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u06af\u0631\u0641\u062a\u0647 \u0627\u06cc\u062f \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u062a\u0645\u0627\u0645\u06cc \u0645\u0637\u0627\u0644\u0628 \u0645\u0631\u0628\u0648\u0637 \u0628\u0647 <a href=\"https:\/\/www.bimetime.com\/blog\/best-life-insurance\/\">\u0628\u0647\u062a\u0631\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a> \u0631\u0627 \u062f\u0631 \u0628\u0644\u0627\u06af \u0628\u06cc\u0645\u0647 \u062a\u0627\u06cc\u0645 \u0645\u0637\u0627\u0644\u0639\u0647 \u06a9\u0631\u062f\u0647 \u0648 \u0647\u0645\u0686\u0646\u06cc\u0646 \u0628\u0647 \u06a9\u0645\u06a9 \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u0628\u06cc\u0645\u0647 \u062a\u0627\u06cc\u0645 \u0628\u0647\u062a\u0631\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0631\u0627 \u062e\u0631\u06cc\u062f\u0627\u0631\u06cc \u0646\u0645\u0627\u06cc\u06cc\u062f.<\/p>\n<p>&nbsp;<\/p>\n<h2><span id=\"i-15\">\u0628\u06cc\u0645\u0647 \u0645\u06a9\u0645\u0644 \u0639\u0645\u0631 \u0686\u06cc\u0633\u062a\u061f<\/span><\/h2>\n<p>\u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 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\u0628\u06cc\u0645\u0627\u0631\u0633\u062a\u0627\u0646\u06cc \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u0628\u06cc\u0645\u0627\u0631\u06cc<\/li>\n<li>\u0645\u062f\u0627\u0631\u06a9 \u0634\u0631\u0648\u0639 \u0628\u06cc\u0645\u0627\u0631\u06cc<\/li>\n<\/ul>\n<h3>\u0645\u062f\u0627\u0631\u06a9 \u067e\u0631\u062f\u0627\u062a \u062e\u0633\u0627\u0631\u062a \u0646\u0642\u0635 \u0639\u0636\u0648 \u0627\u0632 \u06a9\u0627\u0631\u0627\u0641\u062a\u0627\u062f\u06af\u06cc<\/h3>\n<ul>\n<li>\u0627\u0635\u0644 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647<\/li>\n<li>\u06a9\u067e\u06cc \u0628\u0631\u0627\u0628\u0631 \u0627\u0635\u0644 \u06a9\u0627\u0631\u062a \u0645\u0644\u06cc<\/li>\n<li>\u06a9\u067e\u06cc \u0628\u0631\u0627\u0628\u0631 \u0627\u0635\u0644 \u0635\u0641\u062d\u0647 \u0627\u0648\u0644 \u0634\u0646\u0627\u0633\u0646\u0627\u0645\u0647<\/li>\n<li>\u06af\u0632\u0627\u0631\u0634 \u062d\u0627\u062f\u062b\u0647<\/li>\n<li>\u0645\u062f\u0627\u0631\u06a9 \u062d\u0627\u062f\u062b\u0647<\/li>\n<li>\u0645\u062f\u0627\u0631\u06a9 \u067e\u0632\u0634\u06a9\u06cc \u0631\u0648\u0632 \u062d\u0627\u062f\u062b\u0647<\/li>\n<li>\u06af\u0632\u0627\u0631\u0634 \u067e\u0632\u0634\u06a9\u06cc \u060c \u067e\u0632\u0634\u06a9 \u0645\u0639\u0627\u0644\u062c<\/li>\n<\/ul>\n<h2><span id=\"i-19\">\u0646\u06a9\u0627\u062a \u0645\u0647\u0645 \u067e\u06cc\u0634 \u0627\u0632 \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/span><\/h2>\n<ul>\n<li>\u062d\u062a\u0645\u0627 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0631\u0627 \u0628\u0627 \u062f\u0642\u062a \u0645\u0637\u0627\u0644\u0639\u0647 \u06a9\u0631\u062f\u0647 \u0648 \u0633\u0648\u0627\u0644\u0627\u062a \u062e\u0648\u062f \u0631\u0627 \u067e\u06cc\u0634 \u0627\u0632 \u0627\u0645\u0636\u0627 \u0627\u0632 \u0645\u0634\u0627\u0648\u0631\u0647 \u0628\u06cc\u0645\u0647 \u062a\u0627\u0646 \u0628\u067e\u0631\u0633\u06cc\u062f.<\/li>\n<li>\u0633\u0627\u0628\u0642\u0647 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0627\u0646\u062a\u062e\u0627\u0628\u06cc \u0648 \u0633\u0637\u062d \u062a\u0648\u0627\u0646\u06af\u0631\u06cc \u0645\u0627\u0644\u06cc \u0622\u0646 \u0634\u0631\u06a9\u062a \u0631\u0627 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0646\u06cc\u062f.<\/li>\n<li>\u0628\u0647 \u0628\u06cc \u0637\u0631\u0641 \u0628\u0648\u062f\u0646 \u0645\u0634\u0627\u0648\u0631\u062a\u0627\u0646 \u062f\u0642\u062a \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f \u06a9\u0647 \u0645\u0634\u0627\u0648\u0631\u0647 \u0628\u06cc\u0637\u0631\u0641\u0627\u0646\u0647 \u0648 \u062d\u0631\u0641\u0647 \u0627\u06cc \u0628\u0647 \u0634\u0645\u0627 \u0627\u0631\u0627\u0626\u0647 \u062f\u0647\u062f.<\/li>\n<li>\u0627\u06af\u0631 \u0645\u06cc\u200c\u062e\u0648\u0627\u0647\u06cc\u062f \u067e\u0648\u0634\u0634 \u0647\u0627\u06cc \u0627\u0636\u0627\u0641\u06cc \u0645\u0627\u0646\u0646\u062f \u0646\u0642\u0635 \u0639\u0636\u0648\u060c \u0627\u0632\u06a9\u0627\u0631\u0627\u0641\u062a\u0627\u062f\u06af\u06cc \u06cc\u0627 \u0647\u0632\u06cc\u0646\u0647 \u067e\u0632\u0634\u06a9\u06cc \u062f\u0631 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0627\u06cc\u0646 \u067e\u0648\u0634\u0634 \u0647\u0627 \u0631\u0627 \u0628\u0647 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u062a\u0627\u0646 \u0627\u0636\u0627\u0641\u0647 \u0646\u0645\u0627\u06cc\u06cc\u062f.<\/li>\n<li>\u062f\u0631\u0628\u0627\u0631\u0647 \u0633\u0648\u062f \u0647\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a\u06cc (\u0633\u0648\u062f \u062a\u0636\u0645\u06cc\u0646 \u0648 \u0633\u0648\u062f \u0645\u0634\u0627\u0631\u06a9\u062a) \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0648 \u0639\u0645\u0644\u06a9\u0631\u062f \u0634\u0631\u06a9\u062a \u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0627\u0637\u0644\u0627\u0639 \u06a9\u0627\u0641\u06cc \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f.<\/li>\n<\/ul>\n<h2><span id=\"i-20\">\u062e\u0631\u06cc\u062f \u0622\u0646\u0644\u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0627\u0632 \u0628\u06cc\u0645\u0647 \u062a\u0627\u06cc\u0645<\/span><\/h2>\n<p>\u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u06a9\u0627\u0641\u06cc \u0627\u0633\u062a \u06a9\u0647 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0627\u0633\u062a\u0639\u0644\u0627\u0645 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0631\u0648 \u0628\u0647 \u0635\u0641\u062d\u0647 <a href=\"https:\/\/bimetime.com\/personal-insurance\/life-insurance\/\">\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a> \u0648\u0628 \u0633\u0627\u06cc\u062a \u0628\u06cc\u0645\u0647 \u062a\u0627\u06cc\u0645 \u0627\u0631\u0633\u0627\u0644 \u0646\u0645\u0627\u06cc\u06cc\u062f \u06cc\u0627 \u062f\u0631\u062e\u0648\u0627\u0633\u062a 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target=\"_blank\" rel=\"noopener noreferrer\">\u0633\u0627\u06cc\u062a \u0628\u06cc\u0645\u0647 \u062a\u0627\u06cc\u0645<\/a> \u0645\u06cc \u062a\u0648\u0627\u0646\u06cc\u062f \u0627\u0632 \u0647\u0645\u0647 \u062e\u062f\u0645\u0627\u062a \u0628\u06cc\u0645\u0647 \u062a\u0627\u06cc\u0645 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0646\u0645\u0627\u06cc\u06cc\u062f. \u062e\u0631\u06cc\u062f \u0647\u0648\u0634\u0645\u0646\u062f\u0627\u0646\u0647 \u0628\u06cc\u0645\u0647 \u0647\u062f\u0641 \u0645\u0627 \u0627\u0633\u062a \u062a\u0627 \u0634\u0645\u0627 \u0647\u0645\u0648\u0627\u0631\u0647 \u0622\u06af\u0627\u0647\u0627\u0646\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u062e\u0631\u06cc\u062f\u0627\u0631\u06cc \u0646\u0645\u0627\u06cc\u06cc\u062f.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><button style=\"text-align: center; vertical-align: middle; background: -webkit-gradient(linear, 0% 0%, 0% 100%, from(#3498db), to(#45aaf2)); border-radius: 8px; font-size: 18px; display: inline-block; line-height: 24px; position: relative; top: 0px; left: 0px; margin: 0px 4px -6px -4px; font-weight: bold;\"><a id=\"\u201c\u0639\u0645\u0631\u201d\" class=\"blog CTA\" style=\"text-align: center; vertical-align: middle; color: #ffffff;\" href=\"https:\/\/bimetime.com\/personal-insurance\/life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u0645\u0634\u0627\u0648\u0631\u0647 \u0648 \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a><\/button><\/p>\n<p><span style=\"font-size: 14pt;\">\u0633\u0648\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644<\/span><\/p>\n<p><span style=\"font-size: 12pt;\">\u06f1-\u0622\u06cc\u0627 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u062f\u0641\u062a\u0631\u0686\u0647 \u062f\u0631\u0645\u0627\u0646\u06cc \u062f\u0627\u0631\u062f\u061f<br \/>\n<\/span>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0647\u06cc\u0686 \u06a9\u062f\u0627\u0645 \u0627\u0632 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\u0627\u0633\u062a.<\/p>\n<p><span style=\"font-size: 12pt;\">\u06f3-\u0622\u06cc\u0627 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0627\u062c\u0628\u0627\u0631\u06cc \u0627\u0633\u062a\u061f<br \/>\n<\/span>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0627\u062c\u0628\u0627\u0631\u06cc \u0646\u06cc\u0633\u062a \u0627\u0645\u0627 \u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0628\u06cc\u0634\u062a\u0631 \u0627\u0641\u0631\u0627\u062f \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0631\u0627 \u0628\u0631\u0627\u06cc \u062e\u0648\u062f\u0634\u0627\u0646 \u0648 \u0641\u0631\u0632\u0646\u062f\u0627\u0646\u0634\u0627\u0646 \u062e\u0631\u06cc\u062f\u0627\u0631\u06cc \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<\/p>\n<p><span style=\"font-size: 12pt;\">\u06f4-\u0628\u0631\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0686\u0647 \u0645\u062f\u0627\u0631\u06a9\u06cc \u0644\u0627\u0632\u0645 \u0627\u0633\u062a\u061f<br \/>\n<\/span>\u0627\u0631\u0627\u0626\u0647 \u06a9\u0627\u0631\u062a \u0645\u0644\u06cc \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0648 \u0628\u06cc\u0645\u0647 \u06af\u0632\u0627\u0631 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u06a9\u0627\u0641\u06cc \u0627\u0633\u062a.<\/p>\n<p><span style=\"font-size: 12pt;\">\u06f5-\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0628\u0647 \u0686\u0647 \u06a9\u0633\u0627\u0646\u06cc \u062a\u0639\u0644\u0642 \u0645\u06cc\u200c\u06af\u06cc\u0631\u062f\u061f<br \/>\n<\/span>\u0647\u0645\u0647 \u0627\u0641\u0631\u0627\u062f \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f \u0627\u0645\u0627 \u0633\u0631\u0645\u0627\u06cc\u0647 \u0641\u0648\u062a \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0641\u0642\u0637 \u0628\u0647 \u0630\u06cc\u0646\u0641\u0639\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n<p><span style=\"font-size: 12pt;\">\u06f6-\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0645\u0627\u0647\u06cc\u0627\u0646\u0647 \u0686\u0642\u062f\u0631 \u0627\u0633\u062a\u061f<\/span><br \/>\n\u0645\u0628\u0644\u063a \u0645\u0627\u0647\u06cc\u0627\u0646\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0628\u0647 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u062f\u0631 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u062f\u0631\u062c \u0645\u06cc\u0634\u0648\u062f.<\/p>\n<p><span style=\"font-size: 12pt;\">\u06f7-\u0622\u06cc\u0627 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0642\u0627\u0628\u0644 \u0628\u0627\u0632\u062e\u0631\u06cc\u062f \u0627\u0633\u062a\u061f<\/span><\/p>\n<p>\u0628\u0644\u0647\u060c \u0634\u0631\u0627\u06cc\u0637 \u0628\u0627\u0632\u062e\u0631\u06cc\u062f \u0628\u0631\u0627\u06cc \u0647\u0645\u0647 \u0628\u06cc\u0645\u0647 \u0647\u0627\u06cc \u0639\u0645\u0631 \u0641\u0631\u0627\u0647\u0645 \u0645\u06cc \u0628\u0627\u0634\u062f\u060c \u06a9\u0647 \u0628\u06cc\u0645\u0647 \u06af\u0630\u0627\u0631 \u0645\u06cc \u062a\u0648\u0627\u0646\u062f \u0642\u0628\u0644 \u0627\u0632 \u0627\u062a\u0645\u0627\u0645 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0627\u0642\u062f\u0627\u0645 \u0628\u0647 \u0628\u0627\u0632\u062e\u0631\u06cc\u062f\u06cc \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0639\u0645\u0631 \u0646\u0645\u0627\u06cc\u062f.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u06cc\u06a9\u06cc \u0627\u0632 \u0627\u0646\u0648\u0627\u0639 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647\u200c\u0647\u0627\u06cc \u0627\u0634\u062e\u0627\u0635 \u0645\u06cc\u200c\u0628\u0627\u0634\u062f \u06a9\u0647 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc 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\u0628\u0647\u0631\u0647 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":20256,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[45],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.4.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0686\u06cc\u0633\u062a \u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u0645\u0639\u0627\u06cc\u0628 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u0634\u0631\u0627\u06cc\u0637 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0686\u06cc\u0633\u062a | \u0628\u06cc\u0645\u0647 \u062a\u0627\u06cc\u0645<\/title>\n<meta name=\"description\" content=\"\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0686\u06cc\u0633\u062a \u0648 \u0645\u0632\u0627\u06cc\u0627 \u0648 \u0645\u0639\u0627\u06cc\u0628 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 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