{"id":3134,"date":"2025-02-22T15:55:10","date_gmt":"2025-02-22T12:25:10","guid":{"rendered":"https:\/\/bimetime.com\/blog\/?p=3134"},"modified":"2026-02-17T13:07:01","modified_gmt":"2026-02-17T09:37:01","slug":"life-insurance-vs-tamin-ejtemaee","status":"publish","type":"post","link":"https:\/\/bimetime.com\/blog\/life-insurance-vs-tamin-ejtemaee\/","title":{"rendered":"\u062a\u0641\u0627\u0648\u062a \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0686\u06cc\u0633\u062a\u061f \u0645\u0632\u0627\u06cc\u0627 \u0648 \u0645\u0639\u0627\u06cc\u0628 \u0647\u0631\u06a9\u062f\u0627\u0645 \u0631\u0627 \u0628\u062f\u0627\u0646\u06cc\u062f"},"content":{"rendered":"<p>\u0627\u062d\u062a\u0645\u0627\u0644\u0627 \u0634\u0645\u0627 \u0647\u0645 \u0627\u0632 \u0622\u0646 \u062f\u0633\u062a\u0647 \u0627\u0641\u0631\u0627\u062f\u06cc \u0647\u0633\u062a\u06cc\u062f \u06a9\u0647 \u0628\u06cc\u0646 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\u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/strong> \u0631\u0627 \u06a9\u0627\u0645\u0644\u0627 \u0645\u062a\u0648\u062c\u0647 \u0634\u0648\u06cc\u062f \u0648 \u0627\u0632 <strong>\u0645\u0632\u0627\u06cc\u0627 \u0648 \u0645\u0639\u0627\u06cc\u0628 \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0648 \u0639\u0645\u0631<\/strong> \u0622\u06af\u0627\u0647 \u0634\u0648\u06cc\u062f \u062a\u0627 \u062f\u0631 \u0646\u0647\u0627\u06cc\u062a \u0628\u062a\u0648\u0627\u0646\u06cc\u062f \u0628\u0627 \u0622\u06af\u0627\u0647\u06cc \u0628\u06cc\u0634\u062a\u0631\u06cc \u0646\u0633\u0628\u062a \u0628\u0647 <a href=\"https:\/\/bimetime.com\/personal-insurance\/life-insurance\/\">\u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a>\u00a0 \u0648 \u06cc\u0627 \u0639\u0636\u0648\u06cc\u062a \u062f\u0631 \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0627\u0642\u062f\u0627\u0645 \u06a9\u0646\u06cc\u062f.<\/p>\n<p style=\"text-align: center;\"><button style=\"text-align: center; vertical-align: middle; background: -webkit-gradient(linear, 0% 0%, 0% 100%, from(#3498db), to(#45aaf2)); border-radius: 8px; font-size: 18px; display: inline-block; line-height: 24px; position: relative; top: 0px; left: 0px; margin: 0px 4px -6px -4px; font-weight: bold;\"><a id=\"\u201c\u0639\u0645\u0631\u201d\" class=\"blog CTA\" style=\"text-align: center; vertical-align: middle; color: #ffffff;\" href=\"https:\/\/bimetime.com\/personal-insurance\/life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u062a\u06a9\u0645\u06cc\u0644 \u0641\u0631\u0645 \u0645\u0634\u0627\u0648\u0631\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a><\/button><\/p>\n<h2><strong>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0686\u0647 \u062a\u0641\u0627\u0648\u062a\u06cc \u0628\u0627 \u0647\u0645 \u062f\u0627\u0631\u0646\u062f\u061f<\/strong><\/h2>\n<p><img loading=\"lazy\" class=\"aligncenter size-full wp-image-3143\" src=\"https:\/\/www.bimetime.com\/blog\/wp-content\/uploads\/lifeinsurance-tamin-ejtemaei-1.jpg\" alt=\"\u062a\u0641\u0627\u0648\u062a \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc\" width=\"740\" height=\"493\" srcset=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/lifeinsurance-tamin-ejtemaei-1.jpg 740w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/lifeinsurance-tamin-ejtemaei-1-300x200.jpg 300w\" sizes=\"(max-width: 740px) 100vw, 740px\" \/><\/p>\n<p>\u0634\u0627\u06cc\u062f \u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0645\u0627\u0647\u06cc\u062a \u0645\u062a\u0641\u0627\u0648\u062a \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0648 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0627\u0646\u062c\u0627\u0645 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\u06a9\u0646\u06cc\u062f.<\/p>\n<h3><strong>\u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0686\u06cc\u0633\u062a\u061f<\/strong><\/h3>\n<p>\u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0628\u0631\u0627\u06cc \u062a\u0645\u0627\u0645\u06cc \u0627\u0641\u0631\u0627\u062f \u0634\u0627\u063a\u0644 \u0627\u062c\u0628\u0627\u0631\u06cc \u0628\u0648\u062f\u0647 \u0648 \u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0642\u0627\u0646\u0648\u0646 \u06a9\u0627\u0631 \u0647\u0645\u0647 \u0627\u0641\u0631\u0627\u062f \u0634\u0627\u063a\u0644 \u0628\u0627\u06cc\u062f \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0631\u0627 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f. \u062d\u0642 \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0647\u0631 \u0633\u0627\u0644\u0647 \u062a\u0648\u0633\u0637 \u0648\u0632\u0627\u0631\u062a \u06a9\u0627\u0631 \u0645\u0634\u062e\u0635 \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0646\u0633\u0628\u062a\u06cc \u0628\u0627 \u0645\u0628\u0644\u063a \u062d\u0642\u0648\u0642 \u067e\u0627\u06cc\u0647 \u062f\u0627\u0631\u062f \u0648 \u0628\u0627\u06cc\u062f \u062a\u0627 \u06f3\u06f0 \u0633\u0627\u0644 \u0628\u0647 \u0633\u0627\u0632\u0645\u0627\u0646 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0634\u0648\u062f \u0648 \u062f\u0627\u0631\u0646\u062f\u0647 \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u062f\u0631 \u0637\u0648\u0644 \u062f\u0627\u0634\u062a\u0646 \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0641\u0642\u0637 \u0627\u0632 <strong>\u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0633\u0627\u062f\u0647 \u062f\u0631\u0645\u0627\u0646\u06cc<\/strong> \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0646\u0645\u0627\u06cc\u062f \u0648 \u062f\u0631 \u067e\u0627\u06cc\u0627\u0646 \u0645\u062f\u062a \u06f3\u06f0 \u0633\u0627\u0644\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0627\u0632 \u0645\u0633\u062a\u0645\u0631\u06cc \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0646\u062f. \u0645\u0639\u0645\u0648\u0644\u0627 \u062f\u0631 \u0637\u06cc \u0633\u0627\u0644\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0648 \u062f\u0631 \u0635\u0648\u0631\u062a \u0639\u062f\u0645 \u0627\u062f\u0627\u0645\u0647 \u0647\u06cc\u0686 \u0645\u0628\u0644\u063a\u06cc \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u0645\u062c\u0645\u0648\u0639 \u0633\u0631\u0645\u0627\u06cc\u0647 \u067e\u0631\u062f\u0627\u062e\u062a\u06cc \u0639\u0648\u062f\u062a \u062f\u0627\u062f\u0647 \u0646\u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n<h3>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0686\u06cc\u0633\u062a\u061f<\/h3>\n<p>\u062f\u0631 \u0645\u0642\u0627\u0628\u0644 <strong>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc<\/strong> \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647\u200c\u0627\u06cc \u0627\u0633\u062a \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u06a9\u0647 \u0628\u0627 \u0637\u0631\u062d\u200c\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u0628\u06cc\u0645\u0647 \u0627\u06cc \u0647\u0645 \u062f\u0627\u0631\u0627\u06cc <strong>\u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc \u0628\u0647\u062a\u0631<\/strong> \u0628\u0648\u062f\u0647 \u0648 \u0647\u0645 \u06cc\u06a9 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc \u0627\u0631\u0632\u0646\u062f\u0647 \u0628\u0631\u0627\u06cc \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0645\u06cc\u200c\u0628\u0627\u0634\u062f. \u0647\u0645\u0686\u0646\u06cc\u0646 \u0645\u0628\u0644\u063a \u067e\u0633 \u0627\u0646\u062f\u0627\u0632\u00a0 \u062f\u0631 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0628\u0647 \u0627\u0646\u062a\u062e\u0627\u0628 \u062e\u0648\u062f \u0641\u0631\u062f \u0645\u06cc\u200c\u0628\u0627\u0634\u062f.<\/p>\n<p style=\"text-align: center;\"><button style=\"text-align: center; vertical-align: middle; background: -webkit-gradient(linear, 0% 0%, 0% 100%, from(#3498db), to(#45aaf2)); border-radius: 8px; font-size: 18px; display: inline-block; line-height: 24px; position: relative; top: 0px; left: 0px; margin: 0px 4px -6px -4px; font-weight: bold;\"><a id=\"\u201c\u0639\u0645\u0631\u201d\" class=\"blog CTA\" style=\"text-align: center; vertical-align: middle; color: #ffffff;\" href=\"https:\/\/bimetime.com\/personal-insurance\/life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u062a\u06a9\u0645\u06cc\u0644 \u0641\u0631\u0645 \u0645\u0634\u0627\u0648\u0631\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a><\/button><\/p>\n<p style=\"text-align: center;\"><button style=\"text-align: center; vertical-align: middle; background: -webkit-gradient(linear, 0% 0%, 0% 100%, from(#3498db), to(#45aaf2)); border-radius: 8px; font-size: 18px; display: inline-block; line-height: 24px; position: relative; top: 0px; left: 0px; margin: 0px 4px -6px -4px; font-weight: bold;\"><a id=\"\u201c\u0639\u0645\u0631\u201d\" class=\"blog CTA\" style=\"text-align: center; vertical-align: middle; color: #ffffff;\" href=\"https:\/\/bimetime.com\/personal-insurance\/life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u062a\u06a9\u0645\u06cc\u0644 \u0641\u0631\u0645 \u0645\u0634\u0627\u0648\u0631\u0647 \u0628\u06cc\u0645\u0647 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc<\/a><\/button><\/p>\n<h2><strong>\u062c\u062f\u0648\u0644 \u0645\u0642\u0627\u06cc\u0633\u0647 \u062a\u0641\u0627\u0648\u062a \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<table style=\"height: 479px; background-color: #6adef7; width: 77.8186%;\">\n<tbody>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px; text-align: center;\" width=\"353\"><span style=\"font-size: 10pt;\"><strong>\u0627\u0645\u06a9\u0627\u0646\u0627\u062a<\/strong><\/span><\/td>\n<td style=\"height: 22px; text-align: center;\" width=\"120\"><span style=\"font-size: 10pt;\"><strong>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/strong><\/span><\/td>\n<td style=\"height: 22px; text-align: center;\" width=\"150\"><span style=\"font-size: 10pt;\"><strong>\u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/strong><\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u0627\u0646\u062a\u062e\u0627\u0628 \u062d\u0642 \u0628\u06cc\u0645\u0647 \u0627\u062e\u062a\u06cc\u0627\u0631\u06cc \u062f\u0631 \u0637\u0648\u0644 \u0645\u062f\u062a \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u0627\u0646\u062a\u062e\u0627\u0628 \u0631\u0648\u0634 \u067e\u0631\u062f\u0627\u062e\u062a \u062d\u0642 \u0628\u06cc\u0645\u0647 \u0628\u0647 \u0635\u0648\u0631\u062a \u0645\u0627\u0647\u0627\u0646\u0647\u060c \u0633\u0627\u0644\u0627\u0646\u0647<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u062f\u0627\u0634\u062a\u0646 \u0645\u062d\u062f\u0648\u062f\u06cc\u062a \u0633\u0646 \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"font-size: 8pt; color: #ff0000;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u067e\u0631\u062f\u0627\u062e\u062a \u0633\u0648\u062f \u0628\u0647 \u062d\u0642 \u0628\u06cc\u0645\u0647 \u067e\u0631\u062f\u0627\u062e\u062a\u06cc<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u0627\u0645\u06a9\u0627\u0646 \u0628\u0631\u062f\u0627\u0634\u062a \u0648\u0627\u0645 \u0628\u062f\u0648\u0646 \u0646\u06cc\u0627\u0632 \u0628\u0647 \u0636\u0627\u0645\u0646<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u062f\u0627\u0634\u062a\u0646 \u0645\u0639\u0627\u0641\u06cc\u062a \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u0642\u0627\u0628\u0644\u06cc\u062a \u0628\u0631\u062f\u0627\u0634\u062a \u0627\u0632 \u0627\u0646\u062f\u0648\u062e\u062a\u0647<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u0627\u0645\u06a9\u0627\u0646 \u0628\u0627\u0632\u062e\u0631\u06cc\u062f\u06cc \u0648 \u062f\u0631\u06cc\u0627\u0641\u062a \u0645\u0628\u0644\u063a \u0627\u0646\u062f\u0648\u062e\u062a\u0647<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u067e\u0631\u062f\u0627\u062e\u062a \u0633\u0648\u062f \u062a\u0636\u0645\u06cc\u0646\u06cc \u0648 \u0633\u0648\u062f \u0645\u0634\u0627\u0631\u06a9\u062a\u06cc \u0627\u0632 \u0627\u0628\u062a\u062f\u0627\u06cc \u0645\u062f\u062a \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u062f\u0627\u0634\u062a\u0646 \u067e\u0648\u0634\u0634 \u0641\u0648\u062a \u0639\u0627\u062f\u06cc \u062a\u0627 \u06f3\u06f0\u0628\u0631\u0627\u0628\u0631 \u062d\u0642 \u0628\u06cc\u0645\u0647<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u062f\u0627\u0634\u062a\u0646 \u067e\u0648\u0634\u0634 \u0641\u0648\u062a \u062f\u0631 \u0627\u062b\u0631 \u062d\u0627\u062f\u062b\u0647 \u062a\u0627 \u06f4 \u0628\u0631\u0627\u0628\u0631 \u0641\u0648\u062a \u0639\u0627\u062f\u06cc<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u067e\u0648\u0634\u0634 \u0628\u06cc\u0645\u0627\u0631\u06cc \u0647\u0627\u06cc \u062e\u0627\u0635<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u0639\u062f\u0645 \u0646\u06cc\u0627\u0632 \u0628\u0647 \u0627\u0646\u062d\u0635\u0627\u0631 \u0648\u0631\u0627\u062b\u062a<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u062f\u0627\u0634\u062a\u0646 \u0645\u0639\u0627\u0641\u06cc\u062a \u0645\u0627\u0644\u06cc\u0627\u062a\u06cc<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u0627\u0646\u062a\u062e\u0627\u0628 \u0630\u06cc\u0646\u0641\u0639\u0627\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u0627\u0646\u062a\u062e\u0627\u0628 \u0645\u062f\u062a \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u062f\u0627\u0634\u062a\u0646 \u067e\u0648\u0634\u0634 \u0627\u0632\u06a9\u0627\u0631\u0627\u0641\u062a\u0627\u062f\u06af\u06cc \u0648 \u067e\u0631\u062f\u0627\u062e\u062a \u0633\u0631\u0645\u0627\u06cc\u0647 \u0627\u0632\u06a9\u0627\u0631\u0627\u0641\u062a\u0627\u062f\u06af\u06cc<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u062f\u0641\u062a\u0631\u0686\u0647 \u062f\u0631\u0645\u0627\u0646\u06cc<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"text-align: right; height: 22px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u0645\u0633\u062a\u0645\u0631\u06cc<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"120\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 22px;\" width=\"150\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"text-align: right; height: 20px;\" width=\"353\"><span style=\"font-size: 8pt;\">\u0628\u06cc\u0645\u0647 \u0628\u06cc\u06a9\u0627\u0631\u06cc<\/span><\/td>\n<td style=\"text-align: center; height: 20px;\" width=\"120\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 20px;\" width=\"150\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<tr style=\"height: 19px;\">\n<td style=\"text-align: right; height: 19px;\"><span style=\"font-size: 8pt;\">\u0627\u062c\u0628\u0627\u0631\u06cc \u0628\u0648\u062f\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u062d\u0642 \u0628\u06cc\u0645\u0647<\/span><\/td>\n<td style=\"text-align: center; height: 19px;\"><span style=\"color: #ff0000; font-size: 8pt;\">\u0646\u062f\u0627\u0631\u062f<\/span><\/td>\n<td style=\"text-align: center; height: 19px;\"><span style=\"color: #3366ff; font-size: 8pt;\">\u062f\u0627\u0631\u062f<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u0647\u0645\u0627\u0646\u0637\u0648\u0631 \u06a9\u0647 \u062f\u0631 \u062c\u062f\u0648\u0644 \u0645\u0642\u0627\u06cc\u0633\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0628\u0627\u0644\u0627 \u0645\u0644\u0627\u062d\u0638\u0647 \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0627\u0645\u06a9\u0627\u0646\u0627\u062a \u062a\u0646\u0647\u0627 \u062f\u0631 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0645\u0648\u062c\u0648\u062f \u0627\u0633\u062a. \u0627\u0645\u0627 \u062c\u0647\u062a \u062a\u0635\u0645\u06cc\u0645\u200c\u06af\u06cc\u0631\u06cc \u0628\u0647\u062a\u0631 \u062f\u0631 \u0627\u062f\u0627\u0645\u0647 \u0645\u0632\u0627\u06cc\u0627 \u0648 \u0645\u0639\u0627\u06cc\u0628 \u0647\u0631 \u06a9\u062f\u0627\u0645 \u0631\u0627 \u0628\u06cc\u0627\u0646 \u0645\u06cc\u200c\u06a9\u0646\u06cc\u0645 \u062a\u0627 <strong>\u062a\u0641\u0627\u0648\u062a \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/strong> \u0631\u0627 \u062f\u0642\u06cc\u0642\u200c\u062a\u0631 \u0645\u062a\u0648\u062c\u0647 \u0634\u0648\u06cc\u062f.<\/p>\n<p><a id=\"\u201c\u0639\u0645\u0631\u201d\" class=\"blog CTA\" href=\"https:\/\/www.bimetime.com\/life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" class=\"aligncenter wp-image-4119 size-full\" src=\"https:\/\/www.bimetime.com\/blog\/wp-content\/uploads\/life-insurance-CTA.jpg\" alt=\"\u062f\u06a9\u0645\u0647 \u0641\u0631\u0627\u062e\u0648\u0627\u0646 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631\" width=\"1200\" height=\"537\" srcset=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/life-insurance-CTA.jpg 1200w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/life-insurance-CTA-300x134.jpg 300w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/life-insurance-CTA-768x344.jpg 768w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/life-insurance-CTA-1024x458.jpg 1024w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/life-insurance-CTA-740x331.jpg 740w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><\/p>\n<p>\u062f\u0631 \u0634\u0631\u0627\u06cc\u0637 \u062d\u0627\u0644 \u0648 \u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0628\u0627\u0644\u0627 \u0631\u0641\u062a\u0646 \u0641\u0631\u0647\u0646\u06af \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc \u0627\u0641\u0631\u0627\u062f\u060c \u0634\u0627\u06cc\u062f \u0627\u0646\u062a\u062e\u0627\u0628 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u062f\u0631\u0633\u062a \u0628\u0627 \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u06a9\u0627\u0645\u0644 \u06a9\u0647 \u062f\u0631 \u0632\u0645\u0627\u0646 \u062e\u0633\u0627\u0631\u062a \u0628\u062a\u0648\u0627\u0646\u062f \u0628\u0647\u062a\u0631\u06cc\u0646 \u0647\u0645\u0631\u0627\u0647 \u0628\u0627\u0634\u062f \u0645\u0647\u0645\u062a\u0631\u06cc\u0646 \u06af\u0632\u06cc\u0646\u0647 \u062f\u0631 \u062f\u0627\u0634\u062a\u0646 \u0628\u06cc\u0645\u0647 \u0627\u0633\u062a.<\/p>\n<p>&nbsp;<\/p>\n<h2>\u0645\u0642\u0627\u06cc\u0633\u0647 \u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/h2>\n<p>\u062f\u0627\u0634\u062a\u0646 \u0647\u0631 \u062f\u0648 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0647\u0645 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u0647\u0645 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0628\u0631\u0627\u06cc \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u062f\u0627\u0631\u0627\u06cc \u0645\u0632\u0627\u06cc\u0627\u06cc\u06cc \u0645\u06cc\u200c\u0628\u0627\u0634\u062f \u06a9\u0647 \u0641\u0631\u062f \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0627 \u0622\u06af\u0627\u0647\u06cc \u0627\u0632 \u0645\u0632\u0627\u06cc\u0627\u06cc \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0647\u0627 \u0627\u0642\u062f\u0627\u0645 \u0628\u0647 \u0627\u0646\u062a\u062e\u0627\u0628 \u0648 \u062e\u0631\u06cc\u062f \u0646\u0645\u0627\u06cc\u062f:<\/p>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-20819 \" src=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc.png\" alt=\"\u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc\" width=\"640\" height=\"259\" srcset=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc.png 714w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc-300x121.png 300w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc-370x150.png 370w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc-24x10.png 24w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc-36x15.png 36w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u0645\u0632\u0627\u06cc\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc-48x19.png 48w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/p>\n<h2><strong>\u0645\u0632\u0627\u06cc\u0627 \u0648 \u0645\u0639\u0627\u06cc\u0628 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/strong><\/h2>\n<p>\u0648\u0627\u0642\u0639\u06cc\u062a \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u0622\u0646\u0642\u062f\u0631 \u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0632\u06cc\u0627\u062f \u0628\u0627\u0634\u062f \u06a9\u0647 \u067e\u0631\u062f\u0627\u062e\u062a\u0646 \u0628\u0647 \u0645\u0639\u0627\u06cc\u0628 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u06a9\u0645\u06cc \u062f\u0634\u0648\u0627\u0631 \u0627\u0633\u062a. \u0627\u0645\u0627 \u0628\u0647 \u0647\u0631 \u0635\u0648\u0631\u062a \u062a\u0644\u0627\u0634 \u06a9\u0631\u062f\u06cc\u0645 \u062a\u0627 \u0645\u0647\u0645\u062a\u0631\u06cc\u0646 \u0645\u0632\u0627\u06cc\u0627 \u0648 \u0645\u0639\u0627\u06cc\u0628 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0631\u0627 \u0628\u0631\u0627\u06cc \u0634\u0645\u0627 \u062f\u0631 \u0627\u062f\u0627\u0645\u0647 \u0644\u06cc\u0633\u062a \u06a9\u0646\u06cc\u0645 \u062a\u0627 \u062f\u0631\u06a9 \u0628\u0647\u062a\u0631\u06cc \u0627\u0632 \u062a\u0641\u0627\u0648\u062a \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u067e\u06cc\u062f\u0627 \u06a9\u0646\u06cc\u062f.<\/p>\n<h3><strong>\u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/strong><\/h3>\n<p>\u0627\u0646\u062c\u0627\u0645 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0628\u0631\u0627\u06cc \u062f\u0627\u0631\u0646\u062f\u06af\u0627\u0646 \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0645\u0632\u0627\u06cc\u0627\u06cc \u0641\u0631\u0627\u0648\u0627\u0646\u06cc \u062f\u0627\u0631\u062f. \u0627\u0632 <strong>\u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/strong> \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0628\u0647 \u0645\u0648\u0627\u0631\u062f \u0632\u06cc\u0631 \u0627\u0634\u0627\u0631\u0647 \u06a9\u0631\u062f:<\/p>\n<ul>\n<li>\u06cc\u06a9\u06cc \u0627\u0632 \u0645\u0647\u0645\u062a\u0631\u06cc\u0646 \u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u062f\u0627\u0634\u062a\u0646 <strong>\u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc \u062f\u0631 \u06a9\u0646\u0627\u0631 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc<\/strong> \u0627\u0633\u062a \u06a9\u0647 \u0628\u0647 \u0635\u0648\u0631\u062a \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc \u0628\u0631\u0627\u06cc \u0648\u06cc \u062a\u0634\u06a9\u06cc\u0644 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0645\u06cc\u200c\u0628\u0627\u0634\u062f.<\/li>\n<li><strong>\u062f\u0631\u06cc\u0627\u0641\u062a \u0648\u0627\u0645<\/strong> \u0628\u062f\u0648\u0646 \u0646\u06cc\u0627\u0632 \u0628\u0647 \u0636\u0627\u0645\u0646 \u0627\u0632 \u0645\u0647\u0645\u062a\u0631\u06cc\u0646 \u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0627\u0633\u062a \u06a9\u0647 \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0639\u062f \u0627\u0632 \u067e\u0627\u06cc\u0627\u0646 \u0633\u0627\u0644 \u062f\u0648\u0645 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647\u060c \u062a\u0627 <strong>\u06f9\u06f0 \u062f\u0631\u0635\u062f<\/strong> \u0627\u0632 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0631\u0627 \u0648\u0627\u0645 \u0628\u06af\u06cc\u0631\u062f. \u06af\u0631\u0641\u062a\u0646 \u0648\u0627\u0645 \u0627\u0632 \u0645\u062d\u0644 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0646\u06cc\u0627\u0632 \u0628\u0647 \u0647\u06cc\u0686 \u06af\u0648\u0646\u0647 \u0636\u0627\u0645\u0646 \u0648 \u0648\u062b\u06cc\u0642\u0647 \u0628\u0627\u0646\u06a9\u06cc \u0646\u062f\u0627\u0634\u062a\u0647 \u0648 \u062e\u0648\u062f \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647\u060c \u0636\u0627\u0645\u0646 \u0627\u06cc\u0646 \u0648\u0627\u0645 \u0645\u06cc\u200c\u0628\u0627\u0634\u062f.<\/li>\n<li>\u0627\u06af\u0631 \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 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\u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0628\u0631\u0627\u06cc \u0631\u06cc\u0633\u06a9 \u0633\u0646\u062c\u06cc \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0634\u0627\u06cc\u062f \u0628\u0631\u0627\u06cc \u062e\u06cc\u0644\u06cc \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647\u200c\u0647\u0627 \u062e\u0648\u0634\u0627\u06cc\u0646\u062f \u0646\u0628\u0627\u0634\u062f \u0648 \u06a9\u0627\u0631\u06cc \u0648\u0642\u062a \u06af\u06cc\u0631 \u0628\u0647 \u0646\u0638\u0631 \u0622\u06cc\u062f\u060c \u0627\u0644\u0628\u062a\u0647 \u0627\u0646\u062c\u0627\u0645 \u0686\u06a9\u0627\u067e \u0627\u0632 \u0633\u0648\u06cc \u062a\u0645\u0627\u0645 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0631\u0627\u06cc\u06af\u0627\u0646 \u0628\u0648\u062f\u0647 \u0648 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u06cc\u06a9 \u0627\u0645\u062a\u06cc\u0627\u0632 \u0645\u062b\u0628\u062a \u0647\u0645 \u0628\u0631\u0627\u06cc \u0628\u06cc\u0645\u0647 \u06af\u0630\u0627\u0631 \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0628\u0627\u0634\u062f.<\/li>\n<li>\u0631\u06cc\u0633\u06a9 \u0633\u0646\u062c\u06cc \u06a9\u0647 \u0628\u0631\u0627\u06cc \u0627\u0646\u062c\u0627\u0645 \u0637\u0631\u062d\u200c\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc \u062f\u0631 \u0627\u06cc\u0631\u0627\u0646 \u0627\u0646\u062c\u0627\u0645 \u0634\u062f\u0647 \u0628\u0631 \u0627\u0633\u0627\u0633 \u0622\u0645\u0627\u0631 \u0645\u0631\u06af \u0648 \u0645\u06cc\u0631 \u0645\u062f\u0648\u0646 \u062f\u0631 \u0627\u06cc\u0631\u0627\u0646 \u0646\u0645\u06cc\u200c\u0628\u0627\u0634\u062f \u0648 \u0628\u0631 \u0627\u0633\u0627\u0633 \u0622\u0645\u0627\u0631\u06a9\u0634\u0648\u0631\u0647\u0627\u06cc \u0627\u0631\u0648\u067e\u0627\u06cc\u06cc \u0627\u0646\u062c\u0627\u0645 \u0634\u062f\u0647 \u0648 \u0628\u0647 \u0646\u0638\u0631 \u0645\u06cc\u200c\u0622\u06cc\u062f \u0628\u0647\u062a\u0631 \u0627\u0633\u062a \u062f\u0631 \u0627\u06cc\u0646 \u0634\u0627\u062e\u0635 \u0622\u0645\u0627\u0631 \u0645\u0631\u06af \u0648 \u0645\u06cc\u0631 \u062f\u0631 \u0627\u06cc\u0631\u0627\u0646 \u062c\u0645\u0639 \u0622\u0648\u0631\u06cc \u0648 \u0645\u062f\u0648\u0646 \u06af\u0631\u062f\u062f \u0648 \u0627\u0632 \u0622\u0645\u0627\u0631 \u06a9\u0634\u0648\u0631 \u0627\u06cc\u0631\u0627\u0646 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0634\u0648\u062f.<\/li>\n<li>\u0628\u0631\u062e\u06cc \u0627\u0632 \u067e\u0648\u0634\u0634 \u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0631\u0627 \u0628\u0631\u0627\u06cc \u0628\u0627\u0632\u0647 \u0633\u0646\u06cc \u062e\u0627\u0635\u06cc \u0645\u06cc \u062a\u0648\u0627\u0646 \u062f\u0627\u0634\u062a\u060c \u0627\u0632 \u062c\u0645\u0644\u0647 \u067e\u0648\u0634\u0634 \u0627\u0645\u0631\u0627\u0636 \u062e\u0627\u0635\u060c \u067e\u0648\u0634\u0634 \u0641\u0648\u062a \u0628\u0647 \u0639\u0644\u062a \u062d\u0627\u062f\u062b\u0647\u060c \u067e\u0648\u0634\u0634 \u0627\u0632\u06a9\u0627\u0631\u0627\u0641\u062a\u0627\u062f\u06af\u06cc(\u0628\u0647 \u0633\u0646\u06cc\u0646 \u0628\u0627\u0644\u0627\u06cc \u06f1\u06f8 \u0648 \u0628\u0647 \u0634\u0631\u0637 \u0634\u0627\u063a\u0644 \u0628\u0648\u062f\u0646).<\/li>\n<\/ul>\n<hr \/>\n<p><a href=\"https:\/\/www.bimetime.com\/blog\/khavarmiyaneh-life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u0628\u0627 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u062e\u0627\u0648\u0631\u0645\u06cc\u0627\u0646\u0647 \u062d\u062a\u0645\u0627 \u0622\u0634\u0646\u0627 \u0634\u0648\u06cc\u062f<\/a><\/p>\n<hr \/>\n<h2>\u0645\u0642\u0627\u06cc\u0633\u0647 \u0645\u0639\u0627\u06cc\u0628 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u0645\u0639\u0627\u06cc\u0628 \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 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\u0627\u062c\u062a\u0645\u0627\u0639\u06cc\" width=\"713\" height=\"258\" srcset=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0639\u0627\u06cc\u0628-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u0645\u0639\u0627\u06cc\u0628-\u0628\u06cc\u0645\u0647-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc.png 793w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0639\u0627\u06cc\u0628-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u0645\u0639\u0627\u06cc\u0628-\u0628\u06cc\u0645\u0647-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc-300x109.png 300w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0639\u0627\u06cc\u0628-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u0645\u0639\u0627\u06cc\u0628-\u0628\u06cc\u0645\u0647-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc-768x278.png 768w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0639\u0627\u06cc\u0628-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u0645\u0639\u0627\u06cc\u0628-\u0628\u06cc\u0645\u0647-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc-740x268.png 740w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0639\u0627\u06cc\u0628-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u0645\u0639\u0627\u06cc\u0628-\u0628\u06cc\u0645\u0647-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc-24x9.png 24w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0639\u0627\u06cc\u0628-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u0645\u0639\u0627\u06cc\u0628-\u0628\u06cc\u0645\u0647-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc-36x13.png 36w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0639\u0627\u06cc\u0628-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u0645\u0639\u0627\u06cc\u0628-\u0628\u06cc\u0645\u0647-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc-48x17.png 48w\" sizes=\"(max-width: 713px) 100vw, 713px\" \/><\/p>\n<h2><strong>\u0645\u0632\u0627\u06cc\u0627 \u0648 \u0645\u0639\u0627\u06cc\u0628 \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/strong><\/h2>\n<p><img loading=\"lazy\" class=\"aligncenter size-full wp-image-3146\" src=\"https:\/\/www.bimetime.com\/blog\/wp-content\/uploads\/tamin-ejtemaei.jpg\" alt=\"\u0645\u0632\u0627\u06cc\u0627 \u0648 \u0645\u0639\u0627\u06cc\u0628 \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc\" width=\"740\" height=\"493\" srcset=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/tamin-ejtemaei.jpg 740w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/tamin-ejtemaei-300x200.jpg 300w\" sizes=\"(max-width: 740px) 100vw, 740px\" \/><\/p>\n<p>\u0627\u0646\u062c\u0627\u0645 \u0628\u0631\u062e\u06cc \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647\u200c\u0647\u0627\u06cc \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0627\u0632 \u062c\u0645\u0644\u0647 \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u062f\u0627\u0631\u0627\u06cc \u0645\u0632\u0627\u06cc\u0627 \u0648 \u0645\u0639\u0627\u06cc\u0628\u06cc \u0645\u06cc\u200c\u0628\u0627\u0634\u062f \u06a9\u0647 \u062f\u0631 \u0627\u062f\u0627\u0645\u0647 \u0645\u0632\u0627\u06cc\u0627 \u0648 \u0645\u0639\u0627\u06cc\u0628 \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0628\u06cc\u0627\u0646 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n<h3><strong>\u0645\u0632\u0627\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/strong><\/h3>\n<ul>\n<li>\u0628\u06cc\u0645\u0647 \u0634\u062f\u06af\u0627\u0646 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0627\u0632 <em>\u0628\u0631\u062e\u06cc \u0627\u0632 \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/em> \u0627\u0632 \u062c\u0645\u0644\u0647 \u0627\u0632 \u06a9\u0627\u0631\u0627\u0641\u062a\u0627\u062f\u06af\u06cc\u060c \u0628\u06cc\u0645\u0627\u0631\u06cc\u200c\u0647\u0627\u060c \u0628\u0627\u0631\u062f\u0627\u0631\u06cc\u060c \u063a\u0631\u0627\u0645\u062a \u062f\u0633\u062a\u0645\u0632\u062f \u0627\u06cc\u0627\u0645 \u0628\u06cc\u0645\u0627\u0631\u06cc \u0648 \u0628\u0627\u0631\u062f\u0627\u0631\u06cc \u0648 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0627\u0644\u0628\u062a\u0647 \u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0634\u0631\u0627\u06cc\u0637 \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0646\u0645\u0627\u06cc\u0646\u062f.<\/li>\n<li>\u0647\u0631 \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u062f\u0631 \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f <em>\u0627\u0641\u0631\u0627\u062f \u062a\u062d\u062a \u062a\u06a9\u0641\u0644<\/em> \u0631\u0627 \u062a\u062d\u062a \u067e\u0648\u0634\u0634 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647 \u0648 \u0622\u0646\u200c\u0647\u0627 \u0646\u06cc\u0632 \u0628\u062a\u0648\u0627\u0646\u0646\u062f \u0627\u0632 \u062e\u062f\u0645\u0627\u062a \u062f\u0631\u0645\u0627\u0646\u06cc \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0646\u0645\u0627\u06cc\u0646\u062f.<\/li>\n<li>\u0627\u0645\u06a9\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a <em>\u0628\u06cc\u0645\u0647 \u0628\u06cc\u06a9\u0627\u0631\u06cc \u0648 \u062f\u0631\u06cc\u0627\u0641\u062a \u062d\u0642\u0648\u0642<\/em> \u062f\u0631 \u0627\u06cc\u0627\u0645 \u0628\u06cc\u06a9\u0627\u0631\u06cc \u0647\u0645\u0632\u0645\u0627\u0646 \u0628\u0627 \u0645\u062d\u0627\u0633\u0628\u0647 \u0627\u06cc\u0646 \u0645\u062f\u062a \u062f\u0631 \u0633\u0627\u0628\u0642\u0647 \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc<\/li>\n<li>\u0627\u0645\u06a9\u0627\u0646 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0628\u0631\u062e\u06cc \u062e\u062f\u0645\u0627\u062a \u0631\u0627\u06cc\u06af\u0627\u0646 \u062f\u0631 <em>\u0628\u06cc\u0645\u0627\u0631\u0633\u062a\u0627\u0646\u200c\u0647\u0627 \u0648 \u062f\u0631\u0645\u0627\u0646\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u0645\u062a\u0639\u0644\u0642 \u0628\u0647 \u0633\u0627\u0632\u0645\u0627\u0646 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/em><\/li>\n<li>\u062f\u0627\u0634\u062a\u0646 <em>\u062f\u0641\u062a\u0631\u0686\u0647 \u062f\u0631\u0645\u0627\u0646\u06cc<\/em><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><strong>\u0645\u0639\u0627\u06cc\u0628 \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/strong><\/h3>\n<p>\u062f\u0631 \u06a9\u0646\u0627\u0631 \u0645\u0632\u0627\u06cc\u0627\u06cc\u06cc \u06a9\u0647 \u0628\u0631\u0627\u06cc \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u06af\u0641\u062a\u0647 \u0634\u062f\u060c \u0627\u06af\u0631 \u0628\u062e\u0648\u0627\u0647\u06cc\u0645 \u0628\u0627 \u0631\u0648\u06cc\u06a9\u0631\u062f\u06cc \u0645\u0642\u0627\u06cc\u0633\u0647\u200c\u0627\u06cc \u0628\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0648 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u0645 \u0628\u0627\u06cc\u062f \u06af\u0641\u062a:<\/p>\n<ul>\n<li>\u0645\u06cc\u0632\u0627\u0646 \u0645\u0628\u0644\u063a \u062d\u0642 \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc \u06a9\u0647 \u0628\u0631\u0627\u06cc \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u0634\u0648\u062f\u060c <strong>\u063a\u06cc\u0631 \u0642\u0627\u0628\u0644 \u0628\u0631\u06af\u0634\u062a<\/strong> \u0628\u0648\u062f\u0647 \u0648 \u0627\u0645\u06a9\u0627\u0646 \u0628\u0627\u0632\u062e\u0631\u06cc\u062f\u06cc \u0648 \u0628\u0631\u062f\u0627\u0634\u062a \u0627\u0632 \u0627\u0646\u062f\u0648\u062e\u062a\u0647 \u0648 \u062f\u0631\u06cc\u0627\u0641\u062a \u0648\u0627\u0645 \u0631\u0648\u06cc \u062d\u0642 \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a\u06cc \u0648\u062c\u0648\u062f \u0646\u062f\u0627\u0631\u062f.<\/li>\n<li><strong>\u0647\u06cc\u0686 \u06af\u0648\u0646\u0647 \u0633\u0631\u0645\u0627\u06cc\u0647 \u06af\u0630\u0627\u0631\u06cc<\/strong> \u0627\u0632 \u0637\u0631\u06cc\u0642 \u067e\u0631\u062f\u0627\u062e\u062a \u062d\u0642 \u0628\u06cc\u0645\u0647\u060c \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0627\u0646\u062c\u0627\u0645 \u0646\u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0641\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u0641\u0642\u0637 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0627\u0632 \u0645\u0632\u0627\u06cc\u0627\u06cc \u062f\u0631\u0645\u0627\u0646\u06cc \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0628\u0647 \u0635\u0648\u0631\u062a \u062f\u0641\u062a\u0631\u0686\u0647 \u062f\u0631\u0645\u0627\u0646\u06cc \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0646\u062f.<\/li>\n<li>\u062f\u0631 \u0635\u0648\u0631\u062a \u0641\u0648\u062a \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647\u060c \u0645\u0628\u0644\u063a\u06cc \u06a9\u0647 \u0628\u0647 \u0628\u0627\u0632\u0645\u0627\u0646\u062f\u06af\u0627\u0646 \u0648 \u0648\u0631\u0627\u062b \u0642\u0627\u0646\u0648\u0646\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u0634\u0648\u062f <strong>\u0628\u0633\u06cc\u0627\u0631 \u0646\u0627\u0686\u06cc\u0632<\/strong> \u0645\u06cc \u0628\u0627\u0634\u062f \u0648 \u0641\u0642\u0637 \u0628\u0647 \u0648\u0631\u0627\u062b \u0642\u0627\u0646\u0648\u0646\u06cc \u0628\u0631 \u0627\u0633\u0627\u0633 \u0642\u0627\u0646\u0648\u0646 \u0627\u0646\u062d\u0635\u0627\u0631 \u0648\u0631\u0627\u062b\u062a \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u0634\u0648\u062f.<\/li>\n<li>\u0645\u062f\u062a \u0628\u06cc\u0645\u0647\u060c \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u06a9\u0627\u0645\u0644\u0627 \u0645\u0634\u062e\u0635 \u0628\u0648\u062f\u0647 \u0648 \u0628\u0631 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srcset=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0642\u0627\u06cc\u0633\u0647-\u067e\u0648\u0634\u0634-\u0647\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc.png 741w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0642\u0627\u06cc\u0633\u0647-\u067e\u0648\u0634\u0634-\u0647\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc-300x135.png 300w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0642\u0627\u06cc\u0633\u0647-\u067e\u0648\u0634\u0634-\u0647\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc-24x11.png 24w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0642\u0627\u06cc\u0633\u0647-\u067e\u0648\u0634\u0634-\u0647\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc-36x16.png 36w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/\u0645\u0642\u0627\u06cc\u0633\u0647-\u067e\u0648\u0634\u0634-\u0647\u0627\u06cc-\u0628\u06cc\u0645\u0647-\u0639\u0645\u0631-\u0648-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc-48x22.png 48w\" sizes=\"(max-width: 741px) 100vw, 741px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2><strong>\u062e\u0631\u06cc\u062f \u06a9\u062f\u0627\u0645 \u0628\u06cc\u0645\u0647 \u0628\u06cc\u0634\u062a\u0631 \u0628\u0647 \u0646\u0641\u0639 \u0627\u0633\u062a\u061f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u06cc\u0627 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc\u061f<\/strong><\/h2>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-3141 size-full\" src=\"https:\/\/www.bimetime.com\/blog\/wp-content\/uploads\/tamin-or-life-insurance.jpg\" alt=\"\u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u06cc\u0627 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc\" width=\"740\" height=\"493\" srcset=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/tamin-or-life-insurance.jpg 740w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/tamin-or-life-insurance-300x200.jpg 300w\" sizes=\"(max-width: 740px) 100vw, 740px\" \/><\/p>\n<p>\u0628\u0627\u06cc\u062f \u06af\u0641\u062a<strong> \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u0639\u0645\u0631 \u062c\u0627\u06cc\u06af\u0632\u06cc\u0646 \u0647\u06cc\u0686 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u062f\u06cc\u06af\u0631\u06cc \u0646\u06cc\u0633\u062a\u0646\u062f<\/strong>\u060c \u0646\u0647 \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0648 \u0646\u0647 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\u0645\u06cc\u200c\u06a9\u0646\u06cc\u0645 \u0627\u06cc\u0646 \u062f\u0633\u062a\u0647 \u0627\u0632 \u0639\u0632\u06cc\u0632\u0627\u0646 \u0646\u06cc\u0632 \u0628\u0627 \u062a\u06a9\u0645\u06cc\u0644 \u0641\u0631\u0645 <a href=\"https:\/\/bimetime.com\/personal-insurance\/life-insurance\/\">\u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a> \u0627\u062c\u0627\u0632\u0647 \u062f\u0647\u0646\u062f \u0645\u0634\u0627\u0648\u0631\u0627\u0646 \u0628\u06cc\u0645\u0647 \u062a\u0627\u06cc\u0645 \u0631\u0627\u0647\u0646\u0645\u0627\u06cc\u06cc \u062a\u062e\u0635\u0635\u06cc \u0631\u0627 \u0628\u0647 \u0622\u0646\u0647\u0627 \u0627\u0631\u0627\u0626\u0647 \u062f\u0647\u0646\u062f.<\/li>\n<li>\u067e\u0631\u062f\u0627\u062e\u062a <strong>\u062d\u0642 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0628\u0627\u0644\u0627\u062a\u0631<\/strong> \u0628\u0627\u0644\u062a\u0628\u0639 \u0645\u0647\u0645\u062a\u0631\u06cc\u0646 \u06af\u0632\u06cc\u0646\u0647 \u062f\u0631 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\u0646\u0633\u0628\u062a \u0628\u0647 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647\u200c\u0627\u06cc \u06a9\u0647 \u0647\u0631 \u0633\u0627\u0644 \u062a\u0627 \u067e\u0627\u06cc\u0627\u0646 \u0645\u062f\u062a \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u062b\u0627\u0628\u062a \u0627\u0633\u062a \u0633\u0648\u062f \u0628\u0627\u0644\u0627\u062a\u0631\u06cc \u0631\u0627 \u0647\u0645 \u062e\u0648\u0627\u0647\u062f \u062f\u0627\u0634\u062a.<\/li>\n<\/ul>\n<h2>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/h2>\n<p>\u0634\u0631\u0627\u06cc\u0637 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0628\u0647 \u062a\u0631\u062a\u06cc\u0628 \u0630\u06cc\u0644 \u0627\u0633\u062a \u06a9\u0647 \u0628\u0631\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0634\u062f\u06af\u0627\u0646 \u0627\u0635\u0644\u06cc \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc \u0634\u0648\u062f:<\/p>\n<ul>\n<li>\u067e\u0648\u0634\u0634 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc\u00a0 \u0627\u0632 \u0627\u0648\u0644 \u0622\u0630\u0631 \u06f9\u06f3 \u0627\u062c\u0631\u0627\u06cc\u06cc \u0634\u062f\u0647 \u0648 \u0627\u0641\u0631\u0627\u062f\u06cc \u06a9\u0647 \u0628\u06cc\u0645\u0647 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u062f\u0627\u0631\u0646\u062f\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0631\u0627 \u0647\u0645 \u062e\u0631\u06cc\u062f\u0627\u0631\u06cc \u06a9\u0646\u0646\u062f. \u063a\u0631\u0627\u0645\u062a \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f0 \u0628\u0631\u0627\u0628\u0631 \u0628\u0627 \u06f6 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u0627\u0633\u062a.<\/li>\n<li>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631\u00a0 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0627\u0645\u06a9\u0627\u0646 \u0628\u0627\u0632\u062e\u0631\u06cc\u062f \u0631\u0627 \u062f\u0627\u0631\u062f\u061b \u06cc\u0639\u0646\u06cc \u0628\u06cc\u0645\u0647\u200c\u06af\u0632\u0627\u0631 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u062f\u0631 \u0647\u0631 \u0632\u0645\u0627\u0646\u06cc \u06a9\u0647 \u062e\u0648\u0627\u0633\u062a\u060c \u0627\u0635\u0644 \u0633\u0631\u0645\u0627\u06cc\u0647 \u0628\u0647 \u0647\u0631\u0645\u0627\u0647 \u0633\u0648\u062f \u0631\u0627 \u062f\u0631\u06cc\u0627\u0641\u062a \u06a9\u0646\u062f.<\/li>\n<li>\u0627\u0632 \u0622\u0646\u062c\u0627 \u06a9\u0647 \u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0622\u062a\u06cc\u0647 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\u0645\u0627\u0644\u06cc\u0627\u062a \u0627\u0633\u062a \u0648 \u0628\u06cc\u0645\u0647\u200c\u06af\u0632\u0627\u0631 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u062f\u0648\u0646 \u0636\u0627\u0645\u0646 \u0648\u0627\u0645 \u0628\u06af\u06cc\u0631\u062f.<\/li>\n<li>\u062d\u0642 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0628\u0627 \u0627\u062d\u062a\u0633\u0627\u0628 \u0645\u0627\u0644\u06cc\u0627\u062a \u0628\u0631\u0627\u06cc \u0647\u0631 \u0646\u0641\u0631 \u0628\u0631\u0627\u0628\u0631 \u0628\u0627 \u06f1\u06f4\u06f5\u06f0\u06f0 \u062a\u0648\u0645\u0627\u0646 \u0627\u0633\u062a.<\/li>\n<\/ul>\n<h2><strong>\u0627\u0632 \u06a9\u062c\u0627 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0628\u062e\u0631\u0645\u061f<\/strong><\/h2>\n<p>\u0627\u06af\u0631 \u062a\u0635\u0645\u06cc\u0645 \u062a\u0627\u0646 \u0631\u0627 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 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\u0631\u0636\u0627\u06cc\u062a\u0645\u0646\u062f\u06cc \u0628\u06cc\u0645\u0647 \u06af\u0630\u0627\u0631\u0627\u0646 \u0648 \u0645\u0634\u062a\u0631\u06cc\u0627\u0646 \u0627\u0632 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc\u060c \u0645\u06cc\u0632\u0627\u0646 \u062e\u0633\u0627\u0631\u062a \u062f\u0647\u06cc \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647\u060c \u0645\u06cc\u0632\u0627\u0646 \u067e\u0627\u0633\u062e\u06af\u0648\u06cc\u06cc \u0648 &#8230; \u0645\u06cc\u200c\u0628\u0627\u0634\u062f. \u0686\u0646\u062f \u0634\u0631\u06a9\u062a \u062a\u0648\u0627\u0646\u06af\u0631 \u062f\u0631 \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u0639\u0645\u0631 \u0639\u0628\u0627\u0631\u062a\u0646\u062f \u0627\u0632 <a href=\"https:\/\/bimetime.com\/company\/pasargad-insurance\/life-insurance\/\"><em>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u067e\u0627\u0633\u0627\u0631\u06af\u0627\u062f<\/em><\/a>\u060c <a href=\"https:\/\/www.bimetime.com\/blog\/parsian-life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\"><em>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u067e\u0627\u0631\u0633\u06cc\u0627\u0646<\/em><\/a>\u060c <a href=\"https:\/\/bimetime.com\/company\/saman-insurance\/life-insurance\/\"><em>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0633\u0627\u0645\u0627\u0646<\/em><\/a>\u060c <a href=\"https:\/\/www.bimetime.com\/blog\/iran-life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\"><em>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0627\u06cc\u0631\u0627\u0646<\/em><\/a>\u060c <a href=\"https:\/\/bimetime.com\/company\/karafarin-insurance\/life-insurance\/\"><em>\u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u06a9\u0627\u0631\u0622\u0641\u0631\u06cc\u0646<\/em><\/a> \u0648<em> \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0645\u0627<\/em>.<\/p>\n<p>\u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u062a\u062c\u0631\u0628\u0647 \u06a9\u0627\u0631\u06cc 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\u0637\u0631\u06cc\u0642 \u062a\u06a9\u0645\u06cc\u0644 \u0641\u0631\u0645 <a href=\"https:\/\/bimetime.com\/personal-insurance\/life-insurance\/\">\u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a> \u0622\u0645\u0627\u062f\u0647 \u062f\u0631\u06cc\u0627\u0641\u062a \u0631\u0627\u0647\u0646\u0645\u0627\u06cc\u06cc \u062d\u0631\u0641\u0647\u200c\u0627\u06cc \u0648 \u0647\u0645\u0686\u0646\u06cc\u0646 \u062e\u0631\u06cc\u062f \u0622\u0646\u0644\u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0628\u0627\u0634\u06cc\u062f \u062a\u0627 \u0628\u06cc\u0634\u062a\u0631 \u0627\u0632 \u0642\u0628\u0644 \u0627\u0632 \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0644\u0630\u062a \u0628\u0628\u0631\u06cc\u062f.<\/p>\n<p style=\"text-align: center;\"><button style=\"text-align: center; vertical-align: middle; background: -webkit-gradient(linear, 0% 0%, 0% 100%, from(#3498db), to(#45aaf2)); border-radius: 8px; font-size: 18px; display: inline-block; line-height: 24px; position: relative; top: 0px; left: 0px; margin: 0px 4px -6px -4px; font-weight: bold;\"><a id=\"\u201c\u0639\u0645\u0631\u201d\" class=\"blog CTA\" style=\"text-align: center; vertical-align: middle; color: #ffffff;\" href=\"https:\/\/bimetime.com\/personal-insurance\/life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u062a\u06a9\u0645\u06cc\u0644 \u0641\u0631\u0645 \u0645\u0634\u0627\u0648\u0631\u0647 \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631<\/a><\/button><\/p>\n<h2>\u0633\u0648\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644 \u062a\u0641\u0627\u0648\u062a \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/h2>\n<h3>\u06f1-\u0622\u06cc\u0627 \u0628\u06cc\u0645\u0647 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 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\u0645\u062a\u0639\u062f\u062f\u06cc \u0631\u0627 \u0634\u0627\u0645\u0644 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0628\u0627 \u0645\u0627 \u0647\u0645\u0631\u0627\u0647 \u0628\u0627\u0634\u06cc\u062f \u062a\u0627 \u062f\u0631\u0627\u06cc\u0646 \u0645\u0637\u0644\u0628\u00a0\u062a\u0641\u0627\u0648\u062a \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0631\u0627 \u06a9\u0627\u0645\u0644\u0627 \u0645\u062a\u0648\u062c\u0647 \u0634\u0648\u06cc\u062f \u0648 \u0627\u0632 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":20824,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[45],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.4.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u062a\u0641\u0627\u0648\u062a \u0628\u06cc\u0645\u0647 \u0639\u0645\u0631 \u0648 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