{"id":4160,"date":"2025-12-11T10:22:55","date_gmt":"2025-12-11T06:52:55","guid":{"rendered":"https:\/\/bimetime.com\/blog\/?p=4160"},"modified":"2025-12-24T14:58:27","modified_gmt":"2025-12-24T11:28:27","slug":"penalty-delay-third-party-insurance","status":"publish","type":"post","link":"https:\/\/bimetime.com\/blog\/penalty-delay-third-party-insurance\/","title":{"rendered":"\u062c\u0631\u06cc\u0645\u0647 \u062f\u06cc\u0631\u06a9\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0648 \u0631\u0627\u0647\u200c\u0647\u0627\u06cc \u0628\u062e\u0634\u0648\u062f\u06af\u06cc \u0622\u0646"},"content":{"rendered":"<p>\u062c\u0631\u06cc\u0645\u0647 \u062f\u06cc\u0631\u06a9\u0631\u062f \u0628\u06cc\u0645\u0647 \u0645\u0627\u0634\u06cc\u0646 \u0633\u0648\u0627\u0631\u06cc\u00a0 \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f4 \u0631\u0648\u0632\u06cc \u06f1\u06f5,\u06f3\u06f2\u06f8 \u062a\u0648\u0645\u0627\u0646 \u062a\u0627 \u06f2\u06f4,\u06f0\u06f6\u06f0 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\u0628\u0627\u06cc\u062f \u062c\u0631\u06cc\u0645\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0631\u062f \u0628\u0631\u0627\u0628\u0631 \u0628\u0627 <strong>\u06f3\u06f6\u06f5 \u0631\u0648\u0632 (\u06cc\u06a9\u0633\u0627\u0644)<\/strong> \u0645\u06cc\u200c\u0628\u0627\u0634\u062f.<\/p>\n<p style=\"text-align: center;\">\u062f\u0631 \u0635\u0648\u0631\u062a \u0639\u062f\u0645 \u067e\u0631\u062f\u0627\u062e\u062a \u0627\u0642\u0633\u0627\u0637 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u062f\u0631 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0647\u0627\u06cc \u062b\u0627\u0644\u062b \u0642\u0633\u0637\u06cc \u0627\u0646\u0642\u0636\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0627\u062a\u0641\u0627\u0642 \u0645\u06cc \u0627\u0641\u062a\u062f.<\/p>\n<p style=\"text-align: center; text-shadow: black 5px 5px 10px; color: #ffffff;\"><button style=\"text-align: center; vertical-align: middle; background: -webkit-gradient(linear, 0% 0%, 0% 100%, from(#2ecc71), to(#7EE7AC)); border-radius: 8px; font-size: 14px; display: inline-block; line-height: 24px; position: relative; top: 0px; left: 0px; margin: 0px 4px -6px -4px;\">\u0628\u0627 \u06af\u0630\u0634\u062a \u06cc\u06a9\u0633\u0627\u0644 \u0627\u0632 \u0639\u062f\u0645 \u067e\u0631\u062f\u0627\u062e\u062a \u062d\u062f\u0627\u06a9\u062b\u0631 \u0631\u0648\u0632\u200c\u0647\u0627\u06cc\u06cc \u06a9\u0647 \u0634\u0645\u0627 \u0628\u0627\u06cc\u062f \u062c\u0631\u06cc\u0645\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u06cc\u062f \u0628\u0627\u0632 \u0647\u0645 \u0628\u0647 \u0645\u062f\u062a \u06cc\u06a9\u0633\u0627\u0644 \u0645\u06cc\u200c\u0628\u0627\u0634\u062f. \u0628\u0637\u0648\u0631 \u0645\u062b\u0627\u0644 \u0627\u06af\u0631 \u06f1\u06f0\u06f0\u06f0 \u0631\u0648\u0632 \u0627\u0632 \u062a\u0627\u0631\u06cc\u062e \u0633\u0631\u0631\u0633\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u06af\u0630\u0634\u062a\u0647 \u0628\u0627\u0634\u062f \u062a\u0646\u0647\u0627 \u06f3\u06f6\u06f5 \u0631\u0648\u0632 \u0628\u0627\u06cc\u062f \u062c\u0631\u06cc\u0645\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u06cc\u062f.<\/button><\/p>\n<p style=\"text-align: center; text-shadow: black 5px 5px 10px; color: #ffffff;\"><button style=\"text-align: center; vertical-align: middle; background: -webkit-gradient(linear, 0% 0%, 0% 100%, from(#fa983a), to(#FFC289)); border-radius: 8px; font-size: 14px; display: inline-block; line-height: 24px; position: relative; top: 0px; left: 0px; margin: 0px 4px -6px -4px;\"><strong> \u062c\u0631\u06cc\u0645\u0647 \u062a\u0627\u062e\u06cc\u0631 \u0628\u06cc\u0645\u0647 \u062b\u0627\u0644\u062b \u0628\u0647 \u062d\u0633\u0627\u0628 \u0686\u0647 \u06a9\u0633\u06cc \u0645\u06cc\u200c\u0631\u0648\u062f\u061f<\/strong> \u0645\u0628\u0644\u063a \u062c\u0631\u06cc\u0645\u0647 \u062f\u06cc\u0631\u06a9\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u062c\u062f\u0627\u06cc \u0627\u0632 \u062d\u0642 \u0628\u06cc\u0645\u0647 \u062b\u0627\u0644\u062b \u0627\u0633\u062a \u0648 \u0627\u06cc\u0646 \u0645\u0628\u0644\u063a \u0645\u062a\u0639\u0644\u0642 \u0628\u0647 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc\u06cc \u06a9\u0647 \u062f\u0631 \u0622\u0646 \u0628\u06cc\u0645\u0647 \u0631\u0627 \u062a\u0645\u062f\u06cc\u062f \u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f \u0646\u0645\u06cc\u200c\u0628\u0627\u0634\u062f \u0648 \u0628\u0647 \u062d\u0633\u0627\u0628 <strong>\u0635\u0646\u062f\u0648\u0642 \u0646\u0642\u062f\u06cc \u062e\u0633\u0627\u0631\u0627\u062a \u0628\u062f\u0646\u06cc<\/strong> \u0648\u0627\u0631\u06cc\u0632 \u0645\u06cc\u200c\u0634\u0648\u062f.<br \/>\n<\/button><\/p>\n<p>&nbsp;<\/p>\n<h2>\u0645\u06cc\u0632\u0627\u0646 \u062c\u0631\u06cc\u0645\u0647 \u062a\u0627\u062e\u06cc\u0631 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0645\u0648\u062a\u0648\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f4<\/h2>\n<p>\u0645\u0648\u062a\u0648\u0631 \u0646\u06cc\u0632 \u0647\u0645\u0627\u0646\u0646\u062f \u0633\u0627\u06cc\u0631 \u0648\u0633\u0627\u06cc\u0644 \u0646\u0642\u0644\u06cc\u0647 \u0628\u0627\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f \u0648 \u0628\u06cc\u0645\u0647 \u06af\u0630\u0627\u0631 \u0628\u0627\u06cc\u062f \u062f\u0631 \u0632\u0645\u0627\u0646 \u0645\u0642\u0631\u0631 \u0627\u0642\u062f\u0627\u0645 \u0628\u0647 \u062a\u0645\u062f\u06cc\u062f \u0628\u06cc\u0645\u0647 \u062b\u0627\u0644\u062b \u0645\u0648\u062a\u0648\u0631 \u062e\u0648\u062f \u0646\u0645\u0627\u06cc\u062f. \u0627\u06af\u0631 \u062a\u0627\u0631\u06cc\u062e \u062a\u0645\u062f\u06cc\u062f \u0628\u06cc\u0645\u0647 \u062b\u0627\u0644\u062b \u0645\u0648\u062a\u0648\u0631 \u06af\u0630\u0634\u062a\u0647 \u0628\u0627\u0634\u062f\u060c \u062f\u0631 \u0645\u062d\u0627\u0633\u0628\u0647 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0645\u0648\u062a\u0648\u0631 \u0633\u06cc\u06a9\u0644\u062a \u0646\u06cc\u0632 \u062c\u0631\u06cc\u0645\u0647 \u0628\u0647 \u062d\u0642 \u0628\u06cc\u0645\u0647 \u062b\u0627\u0644\u062b \u0645\u0648\u062a\u0648\u0631 \u0627\u0636\u0627\u0641\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0645\u06cc\u0632\u0627\u0646 \u062c\u0631\u06cc\u0645\u0647 \u062f\u06cc\u0631\u06a9\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0645\u0648\u062a\u0648\u0631 \u0628\u0631\u0627\u06cc \u0647\u0631 \u0631\u0648\u0632 \u062a\u0627\u062e\u06cc\u0631 \u0628\u0631\u0627\u0628\u0631 \u0628\u0627 \u062c\u062f\u0648\u0644 \u0630\u06cc\u0644 \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f4 \u0645\u06cc\u200c\u0628\u0627\u0634\u062f.<\/p>\n<table style=\"border-collapse: collapse; width: 98.7879%; height: 159px;\" border=\"1\">\n<tbody>\n<tr style=\"height: 37px; background-color: #00aff0;\">\n<td style=\"width: 49.1016%; text-align: center; height: 37px;\" width=\"377\"><strong>\u0645\u062f\u0644 \u0645\u0648\u062a\u0648\u0631<\/strong><\/td>\n<td style=\"width: 50.7892%; text-align: center; height: 37px;\" width=\"246\"><strong>\u0645\u06cc\u0632\u0627\u0646 \u062c\u0631\u06cc\u0645\u0647 (\u0631\u0648\u0632\u0627\u0646\u0647)<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 33px;\">\n<td style=\"width: 49.1016%; text-align: center; height: 33px;\">\u0645\u0648\u062a\u0648\u0631 \u0633\u06cc\u06a9\u0644\u062a \u06af\u0627\u0632\u06cc<\/td>\n<td style=\"width: 50.7892%; text-align: center; height: 33px;\">\u06f3,\u06f8\u06f3\u06f3 \u062a\u0648\u0645\u0627\u0646<\/td>\n<\/tr>\n<tr style=\"height: 31px;\">\n<td style=\"width: 49.1016%; text-align: center; height: 31px;\">\u0645\u0648\u062a\u0648\u0631 \u0633\u06cc\u06a9\u0644\u062a \u062f\u0646\u062f\u0647\u200c\u0627\u06cc \u062a\u06a9 \u0633\u06cc\u0644\u0646\u062f\u0631<\/td>\n<td style=\"width: 50.7892%; text-align: center; height: 31px;\">\u06f4,\u06f6\u06f9\u06f2 \u062a\u0648\u0645\u0627\u0646<\/td>\n<\/tr>\n<tr style=\"height: 33px;\">\n<td style=\"width: 49.1016%; text-align: center; height: 33px;\">\u0645\u0648\u062a\u0648\u0631 \u0633\u06cc\u06a9\u0644\u062a \u062f\u0646\u062f\u0647\u200c\u0627\u06cc \u062f\u0648 \u0633\u06cc\u0644\u0646\u062f\u0631 (\u0648 \u0628\u06cc\u0634\u062a\u0631)<\/td>\n<td style=\"width: 50.7892%; text-align: center; height: 33px;\">\u06f4,\u06f6\u06f9\u06f2 \u062a\u0648\u0645\u0627\u0646<\/td>\n<\/tr>\n<tr style=\"height: 46px;\">\n<td style=\"width: 49.1016%; text-align: center; height: 25px;\">\u0645\u0648\u062a\u0648\u0631 \u0633\u06cc\u06a9\u0644\u062a \u0633\u0647 \u0686\u0631\u062e \u0648 \u0633\u0627\u06cc\u062f\u06a9\u0627\u0631<\/td>\n<td style=\"width: 50.7892%; text-align: center; height: 25px;\">\u06f5,\u06f5\u06f3\u06f1 \u062a\u0648\u0645\u0627\u0646<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h2>\u0646\u062d\u0648\u0647 \u0645\u062d\u0627\u0633\u0628\u0647 \u062c\u0631\u06cc\u0645\u0647 \u062f\u06cc\u0631\u06a9\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u06f1\u06f4\u06f0\u06f4<\/h2>\n<p>\u062c\u0631\u06cc\u0645\u0647 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b\u00a0 \u0628\u0631\u0627\u06cc \u0647\u0645\u0647 \u0648\u0633\u0627\u06cc\u0644 \u0646\u0642\u0644\u06cc\u0647\u00a0 \u0628\u0647 \u0635\u0648\u0631\u062a \u0631\u0648\u0632\u0627\u0646\u0647 \u0648 \u0628\u0631 \u0627\u0633\u0627\u0633 \u0641\u0631\u0645\u0648\u0644 \u0632\u06cc\u0631 \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u06cc \u0634\u0648\u062f:<\/p>\n<ul>\n<li><strong>\u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u0628\u0644\u063a \u062c\u0631\u06cc\u0645\u0647 \u0647\u0631 \u0631\u0648\u0632 \u062f\u06cc\u0631\u06a9\u0631\u062f \u0628\u06cc\u0645\u0647:<\/strong>\u00a0\u0627\u0628\u062a\u062f\u0627 \u0645\u0628\u0644\u063a \u062d\u0642 \u0628\u06cc\u0645\u0647 \u0633\u0627\u0644\u0627\u0646\u0647 \u0628\u062f\u0648\u0646 \u062a\u062e\u0641\u06cc\u0641 \u0631\u0627 \u0628\u0631 \u06f3\u06f6\u06f5 (\u062a\u0639\u062f\u0627\u062f \u0631\u0648\u0632\u0647\u0627\u06cc \u0633\u0627\u0644) \u062a\u0642\u0633\u06cc\u0645 \u06a9\u0646\u06cc\u062f. \u0627\u06cc\u0646 \u0639\u062f\u062f\u060c \u062c\u0631\u06cc\u0645\u0647 \u0631\u0648\u0632\u0627\u0646\u0647 \u0628\u06cc\u0645\u0647 \u0634\u0645\u0627 \u062e\u0648\u0627\u0647\u062f \u0628\u0648\u062f.<\/li>\n<li><strong>\u0636\u0631\u0628 \u062f\u0631 \u062a\u0639\u062f\u0627\u062f \u0631\u0648\u0632\u0647\u0627\u06cc \u062a\u0627\u062e\u06cc\u0631:<\/strong>\u00a0\u0628\u0639\u062f \u0627\u0632 \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u0628\u0644\u063a \u062c\u0631\u06cc\u0645\u0647 \u0631\u0648\u0632\u0627\u0646\u0647\u060c \u0627\u06cc\u0646 \u0639\u062f\u062f \u0631\u0627 \u062f\u0631 \u062a\u0639\u062f\u0627\u062f \u0631\u0648\u0632\u0647\u0627\u06cc\u06cc \u06a9\u0647 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647\u200c\u062a\u0627\u0646 \u062a\u0645\u062f\u06cc\u062f \u0646\u0634\u062f\u0647 \u0627\u0633\u062a\u060c \u0636\u0631\u0628 \u06a9\u0646\u06cc\u062f. \u062d\u0627\u0635\u0644 \u0627\u06cc\u0646 \u0636\u0631\u0628\u060c \u0645\u0628\u0644\u063a \u0646\u0647\u0627\u06cc\u06cc \u062c\u0631\u06cc\u0645\u0647 \u062f\u06cc\u0631\u06a9\u0631\u062f \u0628\u06cc\u0645\u0647 \u062b\u0627\u0644\u062b \u0627\u0633\u062a.<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><span style=\"background-color: #ffff00;\"><strong>\u062c\u0631\u06cc\u0645\u0647 \u0631\u0648\u0632\u0627\u0646\u0647 \u062f\u06cc\u0631\u06a9\u0631\u062f = (\u062d\u0642 \u0628\u06cc\u0645\u0647 \u0633\u0627\u0644\u0627\u0646\u0647 \u0628\u062f\u0648\u0646 \u062a\u062e\u0641\u06cc\u0641 \u00f7 \u06f3\u06f6\u06f5) \u00d7 \u062a\u0639\u062f\u0627\u062f \u0631\u0648\u0632\u0647\u0627\u06cc \u062a\u0627\u062e\u06cc\u0631<\/strong><\/span><\/p>\n<h2>\u0622\u06cc\u0627 \u062a\u062e\u0641\u06cc\u0641\u0627\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0628\u0627 \u062f\u0627\u0634\u062a\u0646 \u062c\u0631\u06cc\u0645\u0647 \u0627\u0632 \u0628\u06cc\u0646 \u0645\u06cc\u200c\u0631\u0648\u062f\u061f<\/h2>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-4165 size-full\" src=\"https:\/\/www.bimetime.com\/blog\/wp-content\/uploads\/Calcular-car-insurance-multas.jpg\" alt=\"\u0622\u06cc\u0627 \u062a\u062e\u0641\u06cc\u0641\u0627\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0628\u0627 \u062f\u0627\u0634\u062a\u0646 \u062c\u0631\u06cc\u0645\u0647 \u0627\u0632 \u0628\u06cc\u0646 \u0645\u06cc\u200c\u0631\u0648\u062f\u061f\" width=\"740\" height=\"493\" srcset=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/Calcular-car-insurance-multas.jpg 740w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/Calcular-car-insurance-multas-300x200.jpg 300w\" sizes=\"(max-width: 740px) 100vw, 740px\" \/><\/p>\n<p>\u0627\u06af\u0631 \u062a\u0627\u0631\u06cc\u062e \u0627\u0639\u062a\u0628\u0627\u0631 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0634\u0645\u0627 \u06af\u0630\u0634\u062a\u0647 \u0648 \u062a\u0645\u062f\u06cc\u062f \u0628\u06cc\u0645\u0647 \u062b\u0627\u0644\u062b \u0634\u0645\u0627 \u0628\u0627 \u062c\u0631\u06cc\u0645\u0647 \u0647\u0645\u0631\u0627\u0647 \u0627\u0633\u062a\u060c \u0634\u0627\u06cc\u062f \u0627\u06cc\u0646 \u0633\u0648\u0627\u0644 \u0628\u0631\u0627\u06cc\u062a\u0627\u0646 \u067e\u06cc\u0634 \u0628\u06cc\u0627\u06cc\u062f \u06a9\u0647 \u0622\u06cc\u0627 \u062a\u062e\u0641\u06cc\u0641\u0627\u062a \u0628\u06cc\u0645\u0647 \u062b\u0627\u0644\u062b \u0645\u0646 \u0628\u0627 \u062f\u0627\u0634\u062a\u0646 \u062c\u0631\u06cc\u0645\u0647 \u0627\u0632 \u0628\u06cc\u0646 \u0645\u06cc\u200c\u0631\u0648\u062f \u06cc\u0627 \u0646\u0647\u061f \u062f\u0631 \u062c\u0648\u0627\u0628 \u0628\u0627\u06cc\u062f \u06af\u0641\u062a \u0646\u06af\u0631\u0627\u0646 \u0646\u0628\u0627\u0634\u06cc\u062f\u060c <strong>\u0647\u0645\u0647 \u062a\u062e\u0641\u06cc\u0641\u0627\u062a \u0686\u0646\u062f \u0633\u0627\u0644\u0647 \u0634\u0645\u0627 \u0628\u0627 \u062f\u0627\u0634\u062a\u0646 \u062c\u0631\u06cc\u0645\u0647 \u062f\u06cc\u0631\u06a9\u0631\u062f \u0628\u06cc\u0645\u0647 \u062b\u0627\u0644\u062b \u0647\u0645\u0686\u0646\u0627\u0646 \u062d\u0641\u0638 \u0645\u06cc\u200c\u0634\u0648\u062f<\/strong>\u060c \u062d\u062a\u06cc \u0627\u06af\u0631 \u06cc\u06a9 \u0633\u0627\u0644 (\u06f3\u06f6\u06f5 \u0631\u0648\u0632) \u0627\u0632 \u062a\u0627\u0631\u06cc\u062e \u062a\u0645\u062f\u06cc\u062f \u0628\u06cc\u0645\u0647 \u062b\u0627\u0644\u062b\u062a\u0627\u0646 \u06af\u0630\u0634\u062a\u0647 \u0628\u0627\u0634\u062f. \u0627\u06cc\u0646 \u0646\u06a9\u062a\u0647 \u0631\u0627 \u0641\u0631\u0627\u0645\u0648\u0634 \u0646\u06a9\u0646\u06cc\u062f \u06a9\u0647 \u062f\u0627\u0634\u062a\u0646 \u062a\u062e\u0641\u06cc\u0641 \u0639\u062f\u0645 \u062e\u0633\u0627\u0631\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0628\u0631 \u0631\u0648\u06cc \u0645\u0628\u0644\u063a \u062c\u0631\u06cc\u0645\u0647 \u0634\u0645\u0627 \u062a\u0627\u062b\u06cc\u0631\u06cc \u0646\u062f\u0627\u0634\u062a\u0647 \u0648 \u0627\u06cc\u0646 \u062f\u0648 \u062f\u0631 \u0632\u0645\u0627\u0646 \u0645\u062d\u0627\u0633\u0628\u0647 \u0642\u06cc\u0645\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0645\u0639\u0642\u0648\u0644\u0647\u200c\u0647\u0627\u06cc \u062c\u062f\u0627 \u0627\u0632 \u0647\u0645 \u0645\u06cc\u200c\u0628\u0627\u0634\u0646\u062f.<\/p>\n<p>&nbsp;<\/p>\n<p>\u0627\u0632 \u062f\u0633\u062a \u0646\u062f\u0647\u06cc\u062f:<\/p>\n<p><a href=\"https:\/\/www.bimetime.com\/blog\/%d8%af%d8%b1%db%8c%d8%a7%d9%81%d8%aa-%d8%ae%d8%b3%d8%a7%d8%b1%d8%aa-%d8%a8%d8%af%d9%88%d9%86-%da%a9%d8%b1%d9%88%da%a9%db%8c\/\" target=\"_blank\" rel=\"noopener\">\u0645\u0647\u0645\u062a\u0631\u06cc\u0646 \u0646\u06a9\u0627\u062a \u062a\u062e\u0641\u06cc\u0641\u06cc \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0648 \u0642\u0627\u0646\u0648\u0646 \u062c\u062f\u06cc\u062f \u0622\u0646<\/a><\/p>\n<p><a href=\"https:\/\/www.bimetime.com\/blog\/%d8%af%d8%b1%db%8c%d8%a7%d9%81%d8%aa-%d8%ae%d8%b3%d8%a7%d8%b1%d8%aa-%d8%a8%d8%af%d9%88%d9%86-%da%a9%d8%b1%d9%88%da%a9%db%8c\/\" target=\"_blank\" rel=\"noopener\">\u0631\u0627\u0647\u0646\u0645\u0627\u06cc \u06af\u0631\u0641\u062a\u0646 \u062e\u0633\u0627\u0631\u062a \u0628\u062f\u0648\u0646 \u06a9\u0631\u0648\u06a9\u06cc<\/a><\/p>\n<p><a href=\"https:\/\/www.bimetime.com\/blog\/cheapest-third-party-insurance\/\" target=\"_blank\" rel=\"noopener\">\u0631\u0627\u0647\u0646\u0645\u0627\u06cc \u062e\u0631\u06cc\u062f \u0627\u0631\u0632\u0627\u0646\u062a\u0631\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b<\/a><\/p>\n<hr \/>\n<h2>\u0628\u062e\u0634\u0648\u062f\u06af\u06cc \u062c\u0631\u06cc\u0645\u0647 \u062f\u06cc\u0631\u06a9\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u062e\u0648\u062f\u0631\u0648 \u0628\u0647 \u0686\u0647 \u0635\u0648\u0631\u062a \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f\u061f<\/h2>\n<p><img loading=\"lazy\" class=\"aligncenter wp-image-4163 size-full\" src=\"https:\/\/www.bimetime.com\/blog\/wp-content\/uploads\/time-car-insurance.jpg\" alt=\"\u0628\u062e\u0634\u0648\u062f\u06af\u06cc \u062c\u0631\u06cc\u0645\u0647 \u062f\u06cc\u0631\u06a9\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u062e\u0648\u062f\u0631\u0648 \u0628\u0647 \u0686\u0647 \u0635\u0648\u0631\u062a \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f\u061f\" width=\"740\" height=\"493\" srcset=\"https:\/\/bimetime.com\/blog\/wp-content\/uploads\/time-car-insurance.jpg 740w, https:\/\/bimetime.com\/blog\/wp-content\/uploads\/time-car-insurance-300x200.jpg 300w\" sizes=\"(max-width: 740px) 100vw, 740px\" \/><\/p>\n<p>\u0627\u062c\u0627\u0632\u0647 <strong>\u0628\u062e\u0634\u0648\u062f\u06af\u06cc \u062c\u0631\u06cc\u0645\u0647 \u062f\u06cc\u0631\u06a9\u0631\u062f \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b<\/strong> \u0648\u0633\u0627\u06cc\u0644 \u0646\u0642\u0644\u06cc\u0647 \u062f\u0631 \u0634\u0631\u0627\u06cc\u0637 \u0632\u06cc\u0631 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a:<\/p>\n<ul>\n<li>\u0627\u0648\u0644 \u0627\u06cc\u0646\u06a9\u0647: \u062e\u0648\u062f\u0631\u0648\u06cc \u0628\u06cc\u0645\u0647 \u0634\u062f\u0647 \u062f\u0631 \u067e\u0627\u0631\u06a9\u06cc\u0646\u06af \u0631\u0627\u0647\u0646\u0645\u0627\u06cc\u06cc \u0648 \u0631\u0627\u0646\u0646\u062f\u06af\u06cc <strong>\u062a\u0648\u0642\u06cc\u0641<\/strong> \u0628\u0627\u0634\u062f \u06a9\u0647 \u0628\u0627 \u0628\u0631\u062f\u0646 \u0646\u0627\u0645\u0647 \u0631\u0641\u0639 \u062a\u0648\u0642\u06cc\u0641 \u0628\u0647 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0627\u0632 \u067e\u0631\u062f\u0627\u062e\u062a \u062c\u0631\u06cc\u0645\u0647 \u062f\u06cc\u0631\u06a9\u0631\u062f\u060c \u0645\u0639\u0627\u0641 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/li>\n<li>\u062f\u0648\u0645 \u0627\u06cc\u0646\u06a9\u0647: \u062f\u0631 \u0628\u0631\u062e\u06cc \u0627\u0632 \u0645\u0648\u0627\u0642\u0639 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0628\u0647 <strong>\u0645\u0646\u0627\u0633\u0628\u062a\u200c\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641<\/strong> \u0637\u0631\u062d \u0647\u0627\u06cc \u0628\u062e\u0634\u0648\u062f\u06af\u06cc \u062a\u0627\u062e\u06cc\u0631 \u0628\u06cc\u0645\u0647 \u062b\u0627\u0644\u062b \u0631\u0627 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u062f\u0647\u0646\u062f\u060c \u06a9\u0647 \u0628\u0627 \u0627\u0637\u0644\u0627\u0639 \u0627\u0632 \u0627\u06cc\u0646 \u0637\u0631\u062d\u200c\u0647\u0627 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u06cc\u062f \u0627\u0632 \u067e\u0631\u062f\u0627\u062e\u062a \u062f\u06cc\u0631\u06a9\u0631\u062f \u0628\u06cc\u0645\u0647 \u062b\u0627\u0644\u062b \u0645\u0639\u0627\u0641 \u0634\u0648\u06cc\u062f. \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u0645\u062b\u0627\u0644\u060c \u0628\u062e\u0634\u0648\u062f\u06af\u06cc \u062c\u0631\u06cc\u0645\u0647 \u062f\u06cc\u0631 \u06a9\u0631\u062f \u0628\u06cc\u0645\u0647 \u062b\u0627\u0644\u062b \u0628\u0631\u0627\u06cc \u062e\u0648\u062f\u0631\u0648\u0647\u0627\u06cc \u06a9\u0627\u0631\u06af\u0627\u0647\u06cc \u0628\u0631\u0627\u06cc \u0632\u0645\u0627\u0646 \u0645\u0634\u062e\u0635\u06cc \u0628\u0627 \u0627\u062c\u0627\u0632\u0647 \u0628\u06cc\u0645\u0647 \u0645\u0631\u06a9\u0632\u06cc \u062a\u0648\u0633\u0637 \u0634\u0631\u06a9\u062a \u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0627\u0631\u0627\u0626\u0647 \u0634\u062f\u0647 \u0627\u0633\u062a.<\/li>\n<\/ul>\n<h2>\u0628\u062e\u0634\u0648\u062f\u06af\u06cc \u062c\u0631\u06cc\u0645\u0647 \u062f\u06cc\u0631\u06a9\u0631\u062f \u062b\u0627\u0644\u062b \u0628\u0647 \u0645\u0646\u0627\u0633\u0628\u062a \u062f\u0647\u0647 \u0641\u062c\u0631<\/h2>\n<p>\u0647\u0645\u0627\u0646\u0637\u0648\u0631 \u06a9\u0647 \u06af\u0641\u062a\u0647 \u0634\u062f \u06cc\u06a9\u06cc \u0627\u0632 \u0631\u0627\u0647 \u0647\u0627\u06cc \u062d\u0630\u0641 \u062c\u0631\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b\u060c \u0628\u062e\u0634\u0648\u062f\u06af\u06cc \u062c\u0631\u0627\u06cc\u0645 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b\u00a0 \u0627\u0633\u062a \u06a9\u0647 \u062a\u0648\u0633\u0637 \u0628\u06cc\u0645\u0647 \u0645\u0631\u06a9\u0632\u06cc \u062c\u0645\u0647\u0648\u0631\u06cc \u0627\u0633\u0644\u0627\u0645\u06cc \u062f\u0631 \u0645\u0646\u0627\u0633\u0628\u062a \u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u0632 \u062c\u0645\u0644\u0647 \u0645\u0648\u0627\u0631\u062f \u0628\u062e\u0634\u0648\u062f\u06af\u06cc \u062c\u0631\u0627\u06cc\u0645 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b\u060c \u0628\u062e\u0634\u0648\u062f\u06af\u06cc \u062c\u0631\u0627\u06cc\u0645 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u062a\u0627 \u067e\u0627\u06cc\u0627\u0646 \u0628\u0647\u0645\u0646 \u0645\u0627\u0647 \u0647\u0631 \u0633\u0627\u0644 \u0627\u0633\u062a. \u0628\u0631 \u0627\u0633\u0627\u0633 \u0627\u06cc\u0646 \u0628\u062e\u0634\u0646\u0627\u0645\u0647 \u0628\u06cc\u0645\u0647 \u0645\u0631\u06a9\u0632\u06cc \u0647\u0645\u0647 \u0648\u0633\u0627\u06cc\u0644 \u0646\u0642\u0644\u06cc\u0647 \u0627\u06cc \u06a9\u0647 \u062c\u0631\u06cc\u0645\u0647 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\u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u0645\u0627 \u062f\u0631 \u0627\u0633\u0631\u0639 \u0648\u0642\u062a \u0628\u0627 \u0634\u0645\u0627 \u062a\u0645\u0627\u0633 \u06af\u0631\u0641\u062a\u0647 \u0648 \u067e\u0627\u0633\u062e\u06af\u0648\u06cc \u0633\u0648\u0627\u0644\u0627\u062a \u0634\u0645\u0627 \u062f\u0631 \u0632\u0645\u06cc\u0646\u0647 \u0642\u06cc\u0645\u062a \u0628\u06cc\u0645\u0647 \u062b\u0627\u0644\u062b \u0648 \u0646\u062d\u0648\u0647 \u062e\u0631\u06cc\u062f \u0648 &#8230;. \u062e\u0648\u0627\u0647\u0646\u062f \u0628\u0648\u062f.<\/p>\n<p style=\"text-align: center; text-shadow: black 5px 5px 10px; color: #ffffff;\"><button style=\"text-align: center; vertical-align: middle; background: -webkit-gradient(linear, 0% 0%, 0% 100%, from(#3498db), to(#45aaf2)); border-radius: 8px; font-size: 18px; display: inline-block; line-height: 24px; position: relative; top: 0px; left: 0px; margin: 0px 4px -6px -4px; font-weight: bold;\"><a id=\"\u201c\u062b\u0627\u0644\u062b\u201d\" class=\"blog CTA\" style=\"text-align: center; vertical-align: middle; color: #ffffff;\" href=\"https:\/\/bimetime.com\/car-insurance\/car-insurance-third-party-insurance\/\" target=\"_blank\" rel=\"noopener\">\u062c\u0647\u062a \u062a\u0645\u062f\u06cc\u062f \u0648 \u06cc\u0627 \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u06a9\u0644\u06cc\u06a9 \u06a9\u0646\u06cc\u062f<\/a><\/button><\/p>\n<h2>\u0633\u0648\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644<\/h2>\n<h3><strong>\u0622\u06cc\u0627 \u062e\u0631\u06cc\u062f \u0642\u0633\u0637\u06cc \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0634\u0627\u0645\u0644 \u062c\u0631\u06cc\u0645\u0647 \u0647\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f\u061f<br \/>\n<\/strong><\/h3>\n<article id=\"the-post\" class=\"container-wrapper post-content tie-standard\">\n<div class=\"entry-content entry clearfix\">\n<div class=\"starlist tie-list-shortcode\">\n<p>\u0628\u0644\u0647 \u061b \u0627\u06af\u0631 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0631\u0627 \u0628\u0647\u200c\u0635\u0648\u0631\u062a \u0642\u0633\u0637\u06cc \u0628\u062e\u0631\u06cc\u062f\u060c \u0628\u0627\u0632 \u0647\u0645 \u0645\u0634\u0645\u0648\u0644 \u062c\u0631\u06cc\u0645\u0647 \u0628\u06cc\u0645\u0647 \u062e\u0648\u0627\u0647\u06cc\u062f \u0634\u062f.<\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n<h3 class=\"clearfix\">\u0622\u06cc\u0627 \u062c\u0631\u06cc\u0645\u0647 \u062f\u06cc\u0631\u06a9\u0631\u062f \u0634\u0627\u0645\u0644 \u062e\u0648\u062f\u0631\u0648\u0647\u0627\u06cc \u0642\u062f\u06cc\u0645\u06cc \u0647\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f\u061f<\/h3>\n<div class=\"clearfix\">\n<div class=\"bimeh-act-panel\">\n<p>\u0628\u0644\u0647\u061b \u0627\u0645\u0627 \u0645\u06cc\u0632\u0627\u0646 \u062f\u0631\u0635\u062f \u062a\u062e\u0641\u06cc\u0641 \u062c\u0631\u06cc\u0645\u0647 \u0645\u0645\u06a9\u0646 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\u0634\u0648\u062f.<\/p>\n<\/div>\n<\/div>\n<\/article>\n<div class=\"post-components\">\n<div id=\"related-posts\" class=\"container-wrapper\">\n<div class=\"mag-box-title the-global-title\"><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u062c\u0631\u06cc\u0645\u0647 \u062f\u06cc\u0631\u06a9\u0631\u062f \u0628\u06cc\u0645\u0647 \u0645\u0627\u0634\u06cc\u0646 \u0633\u0648\u0627\u0631\u06cc\u00a0 \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f4 \u0631\u0648\u0632\u06cc \u06f1\u06f5,\u06f3\u06f2\u06f8 \u062a\u0648\u0645\u0627\u0646 \u062a\u0627 \u06f2\u06f4,\u06f0\u06f6\u06f0 \u062a\u0648\u0645\u0627\u0646 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0645\u0628\u0644\u063a \u0628\u0631\u0627\u0633\u0627\u0633\u00a0 \u0646\u0648\u0639 \u062e\u0648\u062f\u0631\u0648 \u0648 \u062a\u0639\u062f\u0627\u062f \u0633\u06cc\u0644\u0646\u062f\u0631 \u0648 \u0642\u06cc\u0645\u062a \u067e\u0627\u06cc\u0647 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 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